4906 E 109th Ct, Thornton (Denver), CO 80233 Property Records

Adams County property record for 4906 E 109th Ct, Thornton, CO 80233

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,736 sqft · built 1978
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Oct 2018)
Tax Bill	$1,362 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Apr 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R0073819`

Property Details

APN / Parcel Number

Primary APN	`R0073819`
Alternative APNs	`0172107114046` `172107114046`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,736 sqft Living Area
Basement Area	416 sqft
Finished Basement	416 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	98 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	520 sqft
Shed	1 Shed
Shed Area	170 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	R0073819
Old Parcel Number	172107114046
Street Address	4906 E 109TH CT
City	THORNTON
State	CO
Zip	80233-3807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:GRANGE CREEK FILING NO 5 LOT:96
Legal Range	67W
Legal Township	02S
Legal Section	07
Legal Quarter	NE
Legal Subdivision	GRANGE CREEK
Legal Block	14
Legal Lot Number	96
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	1
Census Block	1013
Census Tract	8534

Owner

Source: Adams County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4906 E 109TH CT, THORNTON, CO 80233-3807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Apr 1, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 5, 2019	Deed of Trust, Mortgage · VA Mortgage AMERIFIRST FINANCIAL INC
Jun 17, 2020	Deed of Trust, Mortgage · VA Mortgage AMERIFIRST FINANCIAL INC
Oct 2, 2018	Warranty Deed, Transfer · VA Mortgage AMERIFIRST FINANCIAL INC
Feb 1, 2017	Deed of Trust, Mortgage · Line of Credit BELLCO CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 2, 2018 · Amount on Record
Deed Sale	Oct 2, 2018 · Amount on Record
Prior Sale	Jun 5, 2015
Deed Document Number	2018000079871
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	4906 E 109TH CT, THORNTON, CO 80233-3807
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048561
Date	Aug 24, 2023
Instrument	2023000048561

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2043

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	4906 E 109TH CT, THORNTON, CO 80233-3807
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040487
Date	Apr 1, 2021
Instrument	2021000040487

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Aug 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	4906 E 109TH CT, THORNTON, CO 80233-3807
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FITCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052740
Date	Jul 5, 2019
Instrument	2019000052740

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company
Address	MESA, AZ 85203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	4906 E 109TH CT, THORNTON, CO 80233-3807
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055035
Date	Jun 17, 2020
Instrument	2020000055035

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company
Address	MESA, AZ 85203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Oct 2, 2018
Property Address	4906 E 109TH CT, THORNTON, CO 80233-3807
Document Number	0000079871
Instrument Date	Sep 28, 2018
Instrument	2018000079871
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	FIRST INTEGRITY TITILE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$38.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4906 E 109TH CT, THORNTON, CO 80233-3807

Mortgage

Document Number	0000079872
Date	Oct 2, 2018
Instrument	2018000079872

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	4906 E 109TH CT, THORNTON, CO 80233-3807
Document Number	0000011574
Instrument Date	Feb 1, 2017
Transaction Type	Mortgage
Record Updated	Feb 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4906 E 109TH CT THORNTON CO 802333807, THORNTON, CO 80233-3807

Mortgage

Document Number	0000011574
Date	Feb 7, 2017
Instrument	11574

Lender

Name	BELLCO CU
Type	Credit Union
Address	GREENWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 6, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	Adams 12 Five Star Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,362.00 (-65.95%)	$32,130 (-12.38%) Land $5,940 Building $26,190	$514,000 (-5.17%) Land $95,000 Building $419,000
2023	$4,000.00 (+18.38%)	$36,670 (+19.52%) Land $6,090 Building $30,580	$542,000 (+22.81%) Land $90,000 Building $452,000
2022	$3,379.00	$30,680 Land $11,400 Building $19,280	$441,348 Land $164,000 Building $277,348

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1990)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1990 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber Fiber	2,000 / 2,000
BIF IV Intrepid HoldCo Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
JAB Wireless Fixed Wireless	300 / 60
Lumen Technologies DSL	140 / 20

May also be available: Aerux, T-Mobile USA, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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