4906 Bear Rd, Liverpool, NY 13088 Property Records

Onondaga County and Clay Town property record for 4906 Bear Rd, Liverpool, NY 13088 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,824 sqft · built 1993
Lot Size	0.526 acres (22,933 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Dec 2023)
Tax Bill	$6,208 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Dec 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`312489 096.-18-01.1`

Property Details

APN / Parcel Number

Primary APN	`312489 096.-18-01.1`
Alternative APN	`248909600000180010010000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,824 sqft Living Area
1st Floor Area	1,008 sqft
2nd Floor Area	816 sqft
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	22,933 sqft (0.526 acres)
Lot Dimensions	176 ft deep x 130 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	427 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4906 BEAR RD
City	LIVERPOOL
State	NY
Zip	13088-4106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FL 77
Legal Block	18
Legal Lot Number	1.001
Jurisdiction	ONONDAGA NY
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1001
Census Tract	11011

Owner

Source: Onondaga County and Clay Town records · APN 312489 096.-18-01.1

Assessment roll updated May 4, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4906 BEAR RD, LIVERPOOL, NY 13088-4106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage M & T BANK
Dec 03, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL COMMUNICATIONS FCU
Oct 24, 2018	Warranty Deed, Transfer GHS FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 28, 2023 · Amount on Record
Deed Sale	Dec 28, 2023 · Amount on Record
Prior Sale	Oct 24, 2018 · Amount on Record
Record Updated	Jun 08, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONONDAGA NY
Recording Date	Dec 28, 2023
Property Address	4906 BEAR RD, LIVERPOOL, NY 13088-4106
Document Number	2023000042952
Instrument Date	Dec 22, 2023
Instrument	20230-00042952
Transaction Type	Transfer
Record Updated	Jan 16, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	461 CLAYTON MANOR DR S APT 5, 5, LIVERPOOL, NY 13088-3322

Mortgage

Document Number	23000042953
Date	Dec 28, 2023
Instrument	230-00042953

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.63%
Type Change Date	Jan 01, 2031
Max Rate At Change	3%
Index	Other
Margin	3

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONONDAGA NY
Property Address	4906 BEAR RD, LIVERPOOL, NY 13088-4106
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020000046443
Date	Dec 03, 2020
Instrument	20200-00046443

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jan 01, 2041

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONONDAGA NY
Recording Date	Oct 24, 2018
Property Address	4906 BEAR RD, LIVERPOOL, NY 13088-4106
Document Number	18000048787
Instrument Date	Oct 19, 2018
Instrument	180-00048787
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3781, LIVERPOOL, NY 13090

Mortgage

Document Number	18000048788
Date	Oct 24, 2018
Instrument	180-00048788

Lender

Name	GHS FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	351 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: Onondaga County and Clay Town records · Assessment roll updated May 4, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Onondaga County
County Subdivision	Clay Town
Unified School District	Liverpool Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,208.00	$6,700 (-) Land $900 Building $5,800	$279,167 (+24.17%) Land $37,500 Building $241,667
2023		$6,700 (-) Land $900 Building $5,800	$224,832 (+12.08%) Land $30,201 Building $194,631
2022		$6,700 Land $900 Building $5,800	$200,599 Land $26,946 Building $173,653

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Onondaga County (36067C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 504 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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