4906 292nd St E, Graham, WA 98338 Property Records

Pierce County property record for 4906 292nd St E, Graham, WA 98338

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,394 sqft · built 2020
Lot Size	2.2 acres (95,832 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Oct 2019)
Tax Bill	$5,260 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`774200-0-170`

Property Details

APN / Parcel Number

Primary APN	`774200-0-170`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,394 sqft Living Area
Gross Area	1,878 sqft
1st Floor Area	1,394 sqft
Laundry Room	Laundry Room

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Roof Material	Composition Shingle
Lot Area	95,832 sqft
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	4906 292ND ST E
City	GRAHAM
State	WA
Zip	98338-9686
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 01 TOWNSHIP 17 RANGE 03 QUARTER 13 S CREEK SUBURBAN ESTATES 2ND ADD: S CREEK SUBURBAN ESTATES 2ND ADD L 17
Legal Range	03
Legal Township	17
Legal Section	01
Legal Subdivision	S CREEK SUBURBAN ESTATES 2ND ADD
Legal Lot Number	17
Jurisdiction	PIERCE WA
Township / Civil Division	ROY
Census Block Group	2
Census Block	2001
Census Tract	73005

Owner

4906 292nd St E is owned and occupied by an individual who bought it in October 2019.

Source: Pierce County records, as of July 15, 2026

Owner of Record	Individual Name on File
Mailing Address	4906 292ND ST E, GRAHAM, WA 98338-9686
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Jun 19, 2020	Warranty Deed, Transfer · Conventional Mortgage HOUSING FIN AUTH
Oct 4, 2019	Warranty Deed, Transfer RAINIER TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2019 · Amount on File
Deed Sale	Oct 4, 2019 · Amount on File
Deed Document Number	2019660
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	4906 292ND ST E, GRAHAM, WA 98338-9686
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4906 292ND ST E, GRAHAM, WA 98338-9686

Mortgage

Document Number	0003230203
Date	Mar 23, 2026
Instrument	202603230203

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jun 19, 2020
Property Address	4906 292ND ST E, GRAHAM, WA 98338-9686
Document Number	2006190965
Instrument Date	Jun 12, 2020
Instrument	202006190965
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,744.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4906 292ND ST E GRAHAM WA 983389686, GRAHAM, WA 98338-9686

Mortgage

Document Number	2006190967
Date	Jun 19, 2020
Instrument	202006190967

Lender

Name	HOUSING FIN AUTH
Address	1000 2ND AVE # 2700, SEATTLE, WA 98104-3601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2050

Mortgage

Document Number	2006190966,
Date	Jun 19, 2020
Instrument	202006190966

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Oct 4, 2019
Property Address	4906 292ND ST E, GRAHAM, WA 98338-9686
Document Number	1910040660
Instrument Date	Oct 1, 2019
Instrument	201910040660
Transaction Type	Transfer
Record Updated	Oct 16, 2019
Title Company	RAINIER TITLE

Transaction

Amount	Amount on Record
Tax	$1,696.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13216 215TH STREET CT E GRAHAM WA 983388845, GRAHAM, WA 98338-8845

Tax Assessment & Valuation

The 2025 property tax bill for 4906 292nd St E was $5,260, down 1.2% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$510,300 (+1.96%) Land $237,400 Building $272,900	$510,300 (+1.96%) Land $237,400 Building $272,900
2025	$5,260.00 (-1.22%)	$500,500 (+7.15%) Land $231,100 Building $269,400	$500,500 (+7.15%) Land $231,100 Building $269,400
2024	$5,325.00 (-1.15%)	$467,100 (-3.25%) Land $220,500 Building $246,600	$467,100 (-3.25%) Land $220,500 Building $246,600
2023	$5,387.00	$482,800 Land $237,400 Building $245,400	$482,800 Land $237,400 Building $245,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4906 292nd St E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Dec 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4906 292nd St E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: AT&T.

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