4905 Windmill Point Rd, White Stone, VA 22578 Property Records

Lancaster County property record for 4905 Windmill Point Rd, White Stone, VA 22578

Property Summary

Property Type	Other Improved
Lot Size	0.258 acres (11,238 sqft)
Owner	Individual Name on File
Last Sale	$33,000 (Feb 2025)
Tax Bill	$103 (2023)
Deeds & Mortgages	Mar 2021 Sale Jan 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`36 30`

Property Details

APN / Parcel Number

Primary APN	`36 30`
Alternative APN	`12740`

Exterior

Lot Area	11,238 sqft (0.258 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Account Number	12740
Street Address	4905 WINDMILL POINT RD
City	WHITE STONE
State	VA
Zip	22578-3117
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	A1
Legal Description	ISLAND .258 AC LR21/881
Legal Subdivision	JUDITH H BETTS PROP
Jurisdiction	LANCASTER VA
Township / Civil Division	3
Census Block Group	2
Census Block	2037
Census Tract	30301

Owner

Source: Lancaster County assessment roll, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4905 WINDMILL POINT RD, WHITE STONE, VA 22578-3117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed, Transfer
Jan 4, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage PARTY III

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 20, 2025 · Amount on Record
Deed Sale	Feb 20, 2025 · Amount on Record
Prior Sale	Jan 4, 2021 · Amount on Record
Deed Document Number	2025348
Record Updated	Jun 8, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER VA
Recording Date	Mar 26, 2021
Property Address	4905 WINDMILL POINT RD, WHITE STONE, VA 22578-3117
Document Number	0210000881
Instrument Date	Feb 26, 2021
Instrument	210000881
Transaction Type	Transfer
Record Updated	Jan 23, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 34, WHITE STONE, VA 22578-0034

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Jan 4, 2021
Property Address	4905 WINDMILL POINT RD, WHITE STONE, VA 22578-3117
Document Number	0210000003
Instrument Date	Dec 16, 2020
Instrument	210000003
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE MID PENINSULA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 84, WHITE STONE, VA 22578-0084

Mortgage

Document Number	0210000004
Date	Jan 4, 2021
Instrument	210000004

Lender

Name	PARTY III
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	236 Months
Due	Sep 1, 2040

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$16,400 (-) Land $2,500 Building $13,900	$16,400 (-) Land $2,500 Building $13,900
2023	$103.00	$16,400 Land $2,500 Building $13,900	$16,400 Land $2,500 Building $13,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 174 individual policies
Nearby Flood Policies	190 units insured incl. 16 condo units
Nearby Flood Claims	28 (2003–2023)
Claims Outside the SFHA	1 of 28
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 6 claims Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOXWELLS private · serves 218 people · EPA ID VA4103350
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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