4905 Thomas Ave N, Minneapolis, MN 55430 Property Records

Hennepin County property record for 4905 Thomas Ave N, Minneapolis, MN 55430

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,050 sqft · built 1947
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,705 (2025)
Deeds & Mortgages	Aug 2023 Transfer Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-118-21-23-0007`

Property Details

APN / Parcel Number

Primary APN	`11-118-21-23-0007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,050 sqft Living Area
Gross Area	1,830 sqft
1st Floor Area	780 sqft
Basement Area	780 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	126 ft deep x 75 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4905 THOMAS AVE N
City	MINNEAPOLIS
State	MN
Zip	55430-3721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 007 BLOCK 001 A DAHINDENS ADDN TO MPLS 75 X 126.85
Legal Range	21
Legal Township	118
Legal Section	11
Legal Quarter	23
Legal Subdivision	DAHINDENS ADDN TO MPLS
Legal Block	1
Legal Lot Number	7
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNEAPOLIS
Census Block Group	3
Census Block	3014
Census Tract	101

Owner

4905 Thomas Ave N is owned and occupied by two individuals who acquired it in July 2023.

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4905 THOMAS AVE N, MINNEAPOLIS, MN 55430-3721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Intrafamily Transfer, Transfer THE TITLE GROUP INC
Jul 19, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage CITIZENS INDEPENDENT BANK
Oct 22, 2018	Quit Claim Deed, Mortgage · Conventional with PMI FLORIDA CAP BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 11, 2023
Transfer Doc	0011223287
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENNEPIN MN
Recording Date	Aug 16, 2023
Property Address	4905 THOMAS AVE N, MINNEAPOLIS, MN 55430-3721
Document Number	0A11223287
Instrument Date	Aug 11, 2023
Instrument	A11223287
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	THE TITLE GROUP INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4905 THOMAS AVE N # N, N, MINNEAPOLIS, MN 55430-3721

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENNEPIN MN
Recording Date	Jul 19, 2023
Property Address	4905 THOMAS AVE N, MINNEAPOLIS, MN 55430-3721
Document Number	0A11216052
Instrument Date	Jul 11, 2023
Instrument	A11216052
Transaction Type	Transfer
Record Updated	Jul 31, 2023
Title Company	THE TITLE GROUP INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4905 THOMAS AVE N, MINNEAPOLIS, MN 55430-3721

Mortgage

Document Number	0A11216053
Date	Jul 19, 2023
Instrument	A11216053

Lender

Name	CITIZENS INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2033

October 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	HENNEPIN MN
Recording Date	Oct 22, 2018
Property Address	4905 THOMAS AVE N, MINNEAPOLIS, MN 55430-3721
Document Number	0010604126
Instrument Date	Oct 15, 2018
Instrument	10604126
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$1.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4905 THOMAS AVE N MINNEAPOLIS MN 554303721, MINNEAPOLIS, MN 55430-3721

Mortgage

Document Number	10604127
Date	Oct 22, 2018
Instrument	10604127

Lender

Name	FLORIDA CAP BK
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 21, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4905 Thomas Ave N was $3,705, up 14.9% from the year before.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minneapolis City
Unified School District	Minneapolis Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,705.00 (+14.88%)	$262,300 (+8.84%) Land $57,000 Building $205,300	$262,300 (+8.84%) Land $57,000 Building $205,300
2024	$3,225.00 (+2.28%)	$241,000 Land $57,000 Building $184,000	$241,000 Land $57,000 Building $184,000
2023	$3,153.00 Homeowner's exemption
2022		$255,000 Land $57,000 Building $198,000	$255,000 Land $57,000 Building $198,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4905 Thomas Ave N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4905 Thomas Ave N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minneapolis serves 425,300 people · EPA ID MN1270024
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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