4905 Sycamore St, Lima, OH 45807 Property Records

Allen County property record for 4905 Sycamore St, Lima, OH 45807

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,675 sqft · built 1978
Lot Size	0.386 acres (16,814 sqft)
Owner	2 Individual Names on File
Last Sale	$79,600 (Aug 1990)
Tax Bill	$3,357 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`36-1703-16-007.000`

Property Details

APN / Parcel Number

Primary APN	`36-1703-16-007.000`
Alternative APN	`G2536170316007000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,675 sqft Living Area
Gross Area	3,551 sqft
1st Floor Area	1,138 sqft
Attic	Attic
Attic Area	537 sqft
Basement Area	1,120 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	16,814 sqft (0.386 acres)
Lot Dimensions	123 ft deep x 136 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	200 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	4905 SYCAMORE ST
City	LIMA
State	OH
Zip	45807-1473
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAUREL OAKS #11 LOT 926 FF 205.00
Legal Subdivision	LAUREL OAKS
Legal Lot Number	926
Jurisdiction	ALLEN OH
Township / Civil Division	AMERICAN
Census Block Group	3
Census Block	3017
Census Tract	10801

Owner

4905 Sycamore St is owned and occupied by two individuals who bought it in August 1990.

Source: Allen County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4905 SYCAMORE ST, LIMA, OH 45807-1473
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Deed of Trust, Mortgage · Line of Credit PREMIER BANK
Aug 18, 2017	Deed of Trust, Mortgage · Line of Credit FIRST FED'L BK/THE MIDWEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 1990 · Amount on File
Deed Sale	Aug 31, 1990 · Amount on File
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	4905 SYCAMORE ST, LIMA, OH 45807-1473
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4905 SYCAMORE ST, ELIDA, OH 45807-1473

Mortgage

Document Number	4120004209
Date	Apr 12, 2022
Book Page	2022/4209
Instrument	202204120004209

Lender

Name	PREMIER BANK
Type	Bank
Address	LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 28, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	4905 SYCAMORE ST, LIMA, OH 45807-1473
Document Number	0000011534
Instrument Date	Aug 18, 2017
Transaction Type	Mortgage
Record Updated	Nov 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4905 SYCAMORE ST ELIDA OH 458071473, ELIDA, OH 45807-1473

Mortgage

Document Number	0000011534
Date	Oct 18, 2017
Instrument	11534

Lender

Name	FIRST FED'L BK/THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 17, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4905 Sycamore St was $3,357, up 2.5% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	American Township
Unified School District	Elida Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,357.00 (+2.54%)	$75,530 (-) Land $9,940 Building $65,590	$215,800 (-) Land $28,400 Building $187,400
2024	$3,274.00 (+10.57%) Homeowner's exemption	$75,530 (+24%) Land $9,940 Building $65,590	$215,800 Land $28,400 Building $187,400
2023	$2,961.00 (-2.02%) Homeowner's exemption	$60,910 (-) Land $8,020 Building $52,890
2022	$3,022.00 Homeowner's exemption	$60,910 Land $8,020 Building $52,890
2021			$174,000 Land $22,900 Building $151,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4905 Sycamore St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4905 Sycamore St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELIDA VILLAGE serves 4,109 people · EPA ID OH0200503
Water Source	Purchased surface water from LIMA CITY
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, MetaLINK Technologies.

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