Indian River County property record for 4905 Sunset Dr, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 4,059 sqft · built 2022 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $680,000 (Jul 2020) |
| Tax Bill | $40,227 (2025) |
| Deeds & Mortgages | May 2023 Transfer Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 32-40-29-00004-0040-00001.1 |
| Primary APN | 32-40-29-00004-0040-00001.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,059 sqft Living Area |
| Gross Area | 4,812 sqft |
| 1st Floor Area | 3,185 sqft |
| 2nd Floor Area | 874 sqft |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete Block |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 145 ft deep x 101 ft wide |
| View / Lot | River |
| Garage Type | Attached |
| Garage Area | 753 sqft |
| Driveway | Driveway |
| Driveway Area | 2,080 sqft |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Deck Area | 438 sqft |
| Patio Area | 513 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4905 SUNSET DR |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32963-1226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | BETHEL ISLE UNIT NO 1 PBI 4 - 35 THAT PART OF LOT 1 DESC AS FOLL FROM THE NE COR OF LOT 2 RUN SWLY AL THE N LINE OF SAID LOT A DIST OF 34.15 FT TO THE POB TH CONT AL SAID N LINE OF LOT 2 A DIST OF 114.35 FT TO A DRILL HOLE IN THE CONCRETE BULKHEAD TH |
| Legal Range | 40E |
| Legal Township | 32S |
| Legal Section | 29 |
| Legal Subdivision | BETHEL ISLE UNIT 1 |
| Legal Block | 4 |
| Legal Lot Number | 1,2 |
| Legal Unit | NO |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 50505 |
4905 Sunset Dr is owned and occupied by two individuals who acquired it in May 2023.
Source: Indian River County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4905 SUNSET DR, VERO BEACH, FL 32963-1226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 15, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jul 28, 2020 | Warranty Deed, Transfer · Conventional Mortgage SEACOAST NATIONAL BANK |
| Mar 21, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2020 · Amount on File |
| Deed Sale | Jul 28, 2020 · Amount on File |
| Prior Sale | Mar 21, 2018 · Amount on File |
| Deed Document Number | 202042976 |
| Deed Book / Page | 3322 / 1758 |
| Last Transfer Date | May 12, 2023 |
| Transfer Doc | 0036210664 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | May 15, 2023 |
| Property Address | 4905 SUNSET DR, VERO BEACH, FL 32963-1226 |
| Document Number | 0036210664 |
| Book / Page | 3621 / 664 |
| Map Reference | MB 4 PG 35 |
| Instrument Date | May 12, 2023 |
| Instrument | 3120230024188 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4905 SUNSET DR, VERO BEACH, FL 32963-1226 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4905 SUNSET DR, VERO BEACH, FL 32963-1226 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jul 28, 2020 |
| Property Address | 4905 SUNSET DR, VERO BEACH, FL 32963 |
| Document Number | 0033221758 |
| Book / Page | 3322 / 1758 |
| Map Reference | MB 4 PG 35 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 3120200042976 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Title Company | ELITE TTL OF TREASURE COAST |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,760.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1125 N PLAGLER FLEIRE, 1125, WEST PALM BEACH, FL 33401 |
| Name | Verified Name |
|---|---|
| Address | 681 N TOMAHAWK TRL, VERO BEACH, FL 32963-3942 |
| Investor | Possibly a Property Investor |
| Document Number | 33221761 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 3322/1761 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Aug 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 6% |
| Index | 1-Year CMT |
| Max Rate | 9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Mar 21, 2018 |
| Property Address | 4905 SUNSET DR, VERO BEACH, FL 32963 |
| Document Number | 0031011312 |
| Book / Page | 003101 / 001312 |
| Instrument Date | Mar 20, 2018 |
| Instrument | 16822 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $2,450.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18100 SW 75TH PL HIALEAH FL 33015, HIALEAH, FL 33015 |
The 2025 property tax bill for 4905 Sunset Dr was $40,227 with a homeowner's exemption.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Vero Beach City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $40,227.00 Homeowner's exemption | $2,554,294 | $2,729,888 Land $823,568 Building $1,906,320 |
| 2023 | $36,982.00 (+258.74%) | $2,410,006 (+240.28%) | $2,584,211 (+264.88%) Land $823,568 Building $1,760,643 |
| 2022 | $10,309.00 | $708,238 Land $693,530 Building $14,708 | $708,238 Land $693,530 Building $14,708 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4905 Sunset Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 479 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,484 units insured incl. 1,005 condo units |
| Nearby Flood Claims | 160 (1979–2024) |
| Claims Outside the SFHA | 112 of 160 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4905 Sunset Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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