4905 S 128th St, Omaha, NE 68137 Property Records

Douglas County property record for 4905 S 128th St, Omaha, NE 68137

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,452 sqft · built 1962
Lot Size	0.293 acres (12,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$326,000 (Jul 2026)
Tax Bill	$3,284 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2021 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2146-0578-23`

Property Details

APN / Parcel Number

Primary APN	`2146-0578-23`
Alternative APNs	`R2321460578` `2321460578`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,452 sqft Living Area
Gross Area	2,256 sqft
1st Floor Area	1,152 sqft
Basement Area	1,104 sqft
Finished Basement	300 sqft
Unfinished Basement	804 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Multi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,750 sqft (0.293 acres)
Lot Dimensions	150 ft deep x 85 ft wide
Garage Type	Basement
Garage Area	1 sqft
Porch	Open Slab
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2321460578
Street Address	4905 S 128TH ST
City	OMAHA
State	NE
Zip	68137-1801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	THE OAKS LOT 41 BLOCK 0 IRREG
Legal Subdivision	OAKS
Legal Lot Number	41
Jurisdiction	DOUGLAS NE
Township / Civil Division	OMAHA
Census Block Group	2
Census Block	2013
Census Tract	7456

Owner

Source: Douglas County records, as of September 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4905 S 128TH ST, OMAHA, NE 68137-1801
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Warranty Deed, Transfer · Conventional Mortgage CENTRIS FEDERAL CREDIT UNION
Apr 13, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CENTRIS FCU
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRIS FCU
Apr 2, 2020	Personal Representative Deed, Transfer · Conventional Mortgage CENTRIS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2026 · Amount on Record
Deed Sale	Jul 20, 2026 · Amount on Record
Prior Sale	Apr 2, 2020 · Amount on Record
Deed Document Number	202662996
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Jul 20, 2026
Property Address	4905 S 128TH ST, OMAHA, NE 68137-1801
Document Number	0000062996
Instrument Date	Jul 17, 2026
Instrument	202662996
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	OLYMPUS CLOSING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$109,314.32
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4905 S 128TH ST, OMAHA, NE 68137-1801

Mortgage

Document Number	0000062997,
Date	Jul 20, 2026
Instrument	202662997

Lender

Name	CENTRIS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	4905 S 128TH ST, OMAHA, NE 68137-1801
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048205
Date	Apr 13, 2021
Instrument	2021048205

Lender

Name	CENTRIS FCU
Type	Credit Union
Address	OMAHA, NE 68144

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 30, 2036

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	4905 S 128TH ST, OMAHA, NE 68137-1801
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064707
Date	May 18, 2021
Instrument	2021064707

Lender

Name	CENTRIS FCU
Type	Credit Union
Address	OMAHA, NE 68144

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

April 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	DOUGLAS NE
Recording Date	Apr 2, 2020
Property Address	4905 S 128TH ST, OMAHA, NE 68137-1801
Document Number	2020030365
Instrument Date	Mar 30, 2020
Instrument	2020030365
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020030366
Date	Apr 2, 2020
Instrument	2020030366

Lender

Name	CENTRIS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Omaha City
Unified School District	Millard Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,284.00 (-2.52%)	$201,400 (+10.36%) Land $20,700 Building $180,700	$201,400 (+10.36%) Land $20,700 Building $180,700
2024	$3,369.00 (-7.27%)
2023	$3,633.00 (+15.22%)	$182,500 Land $20,700 Building $161,800	$182,500 Land $20,700 Building $161,800
2022	$3,153.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Nextlink, T-Mobile.

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