4905 Pine Beach Rd, Brainerd, MN 56401 Property Records

Crow Wing County property record for 4905 Pine Beach Rd, Brainerd, MN 56401

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,040 sqft · built 1974
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Sep 2026)
Tax Bill	$1,500 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jun 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`991190010040009`

Property Details

APN / Parcel Number

Primary APN	`991190010040009`
Alternative APNs	`99350576` `54235`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	1,144 sqft
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Finished Basement	1,040 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1985
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	1,188 sqft
Driveway	Driveway
Deck Area	272 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	54235
Street Address	4905 PINE BEACH RD
City	BRAINERD
State	MN
Zip	56401-7964
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLOCK 1
Legal Range	29W
Legal Township	134
Legal Section	35
Legal Subdivision	1ST ADDITION TO PATTERSON SHORES
Legal Block	1
Legal Lot Number	4
Jurisdiction	CROW WING MN
Township / Civil Division	FIRST ASSESSMENT
Census Block Group	1
Census Block	1003
Census Tract	951301

Owner

Source: Crow Wing County records, as of October 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4905 PINE BEACH RD, BRAINERD, MN 56401-7964
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Jun 30, 2025	Deed of Trust, Mortgage · Line of Credit MID MINNESOTA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2026 · Amount on Record
Deed Sale	Sep 16, 2026 · Amount on Record
Deed Document Number	20261029524
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROW WING MN
Recording Date	Sep 16, 2026
Property Address	4905 PINE BEACH RD, BRAINERD, MN 56401-7964
Document Number	0001029524
Instrument Date	Sep 1, 2026
Instrument	20261029524
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	ATLAS ABSTRACT AND TITLE INC, ATLAS ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108,322.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4905 PINE BEACH RD, BRAINERD, MN 56401-7964

Mortgage

Document Number	0001029525,
Date	Sep 16, 2026
Instrument	20261029525

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROW WING MN
Property Address	4905 PINE BEACH RD, BRAINERD, MN 56401-7964
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001011173
Date	Jun 30, 2025
Instrument	1011173

Lender

Name	MID MINNESOTA FCU
Type	Credit Union
Address	BRAINERD, MN 56401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 29, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,500.00 (+5.93%) Homeowner's exemption	$285,600 (+3.63%) Land $73,800 Building $211,800	$285,600 (+3.63%) Land $73,800 Building $211,800
2025		$275,600 (+11.85%) Land $73,900 Building $201,700	$275,600 (+11.85%) Land $73,900 Building $201,700
2023	$1,416.00 Homeowner's exemption	$246,400 Land $56,300 Building $190,100	$246,400 Land $56,300 Building $190,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Most Recent Claim	Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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