4905 Newton Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4905 Newton Ct, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,128 sqft · built 2004
Lot Size	0.223 acres (9,757 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Aug 2025)
Tax Bill	$4 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`127391`

Property Details

APN / Parcel Number

Primary APN	`127391`
Alternative APNs	`052631000700011010` `052631258600011010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,128 sqft Heated Area
Gross Area	2,528 sqft
1st Floor Area	2,128 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,757 sqft (0.223 acres)
Lot Dimensions	115 ft deep x 85 ft wide
Garage Type	Finished
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	180 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	127391
Old Parcel Number	052631258600011010
Street Address	4905 NEWTON CT
City	SAINT CLOUD
State	FL
Zip	34771-1717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	ASHTON PARK PB 13 PG 157-158 LOT 101
Legal Range	31E
Legal Township	26S
Legal Section	05
Legal Subdivision	ASHTON PARK
Legal Tract	7
Legal Block	1
Legal Lot Number	101
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3056
Census Tract	43700

Owner

4905 Newton Ct is owned and occupied by an individual who bought it in August 2025.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4905 NEWTON CT, SAINT CLOUD, FL 34771-1717
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2025	Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC
Aug 18, 2021	Warranty Deed, Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2025 · Amount on File
Deed Sale	Aug 28, 2025 · Amount on File
Prior Sale	Aug 18, 2021 · Amount on File
Deed Document Number	0006842440
Deed Book / Page	6842 / 440
Record Updated	Jun 8, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 28, 2025
Property Address	4905 NEWTON CT, SAINT CLOUD, FL 34771-1717
Document Number	0068420440
Book / Page	6842 / 440
Map Reference	MB 13 PG 157
Instrument Date	Aug 27, 2025
Instrument	2025108089
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	FIRST SVC TITLE OF FL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,695.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3915, SPRINGFIELD, MO 65808-3915

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4905 NEWTON CT, SAINT CLOUD, FL 34771-1717

Mortgage

Document Number	0068420441
Date	Aug 28, 2025
Book Page	6842/441
Instrument	2025108090

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 18, 2021
Property Address	4905 NEWTON CT, SAINT CLOUD, FL 34771-1717
Document Number	0060252168
Book / Page	6025 / 2168
Map Reference	MB 13 PG 157&158
Instrument Date	Aug 17, 2021
Instrument	2021128592
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4905 NEWTON CT, SAINT CLOUD, FL 34771-1717

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4905 NEWTON CT, SAINT CLOUD, FL 34771-1717

Mortgage

Document Number	0060252170
Date	Aug 18, 2021
Instrument	6025/2170

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4905 Newton Ct was $4 with exemptions applied.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$276,956	$324,200 Land $65,000 Building $259,200
2023	$3,857.00 (+5.04%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$261,312 (+4.15%)	$331,200 (+32%) Land $60,000 Building $271,200
2022	$3,672.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$250,900 Land $55,000 Building $195,900	$250,900 Land $55,000 Building $195,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4905 Newton Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 70 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4905 Newton Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Xfinity.

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