Louisville/Jefferson County Metro Government property record for 4905 Middlesex Dr, Coldstream, KY 40245 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,200 sqft Finished Area |
| Lot Size | 7,257 sqft (0.167 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $290,000 (2025) |
| Tax Bill | $2,041.00 (2025) |
| Primary APN | 21310000690000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,200 sqft Finished Area |
| Stories | 1 Stories |
| Primary Flooring | Covered Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,257 sqft (0.167 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Deck Area | 32 sqft Deck |
| Patio Area | 48 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 00006233 |
|---|---|
| Street Address | 4905 MIDDLESEX DR |
| City | LOUISVILLE |
| State | KY |
| Zip | 40245-6452 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 0.1666 AC+- BAY TREE SEC 2 |
| Legal Subdivision | BAY TREE |
| Legal Tract | EE |
| Jurisdiction | JEFFERSON KY |
| Minor Civil Division | NORTHEAST JEFFERSON |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 10324 |
Source: Louisville/Jefferson County Metro Government records · APN 21310000690000
Assessment roll updated December 16, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4905 MIDDLESEX DR, LOUISVILLE, KY 40245-6452 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 03, 2025 | Deed of Trust, Mortgage · Conventional Mortgage SCHUMACHER MORTGAGE LLC |
| Dec 19, 2025 | Warranty Deed, Transfer · Conventional Mortgage STOCK YARDS BANK & TRUST COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 19, 2025 · Amount on Record |
| Deed Sale | Dec 19, 2025 · Amount on Record |
| Deed Doc Number | 2025158548 |
| Deed Book / Page | 13225 / 368 |
| Prior Transfer Date | Feb 21, 2003 |
| Prior Transfer Doc | 0000040680 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 4905 MIDDLESEX DR, COLDSTREAM, KY 40245-6452 |
| Transaction Type | Mortgage |
| Record Updated | Jan 01, 2026 |
| Title Company | UNKNOWN, AT |
| Name | Verified Name |
|---|---|
| Address | 4905 MIDDLESEX DR, LOUISVILLE, KY 40245-6452 |
| Document Number | 0000137743 |
|---|---|
| Date | Nov 03, 2025 |
| Book Page | M 19528/632 |
| Instrument | 2025137743 |
| Name | SCHUMACHER MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CANTON, OH 44708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 01, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Dec 19, 2025 |
| Property Address | 4905 MIDDLESEX DR, COLDSTREAM, KY 40245-6452 |
| Document Number | 0000158548 |
| Book / Page | D 13225 / 368 |
| Map Reference | MB 44 PG 59 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 2025158548 |
| Transaction Type | Transfer |
| Record Updated | Jan 01, 2026 |
| Title Company | METRO TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 165 GRAVES DR, SMITHFIELD, KY 40068-7980 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 4905 MIDDLESEX DR, LOUISVILLE, KY 40245-6452 |
| Document Number | 0000158549 |
|---|---|
| Date | Dec 19, 2025 |
| Instrument | 2025158549 |
| Name | STOCK YARDS BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
Source: Louisville/Jefferson County Metro Government records · Assessment roll updated December 16, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Municipality | Coldstream City |
| Unified School District | Jefferson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,041.00 (-3.64%) | $182,940 (-) Land $30,000 Building $152,940 | |
| 2024 | $182,940 (-) Land $30,000 Building $152,940 | ||
| 2023 | $2,118.00 (-0.33%) | $182,940 (-) Land $30,000 Building $152,940 | $182,940 (-) Land $30,000 Building $152,940 |
| 2022 | $2,125.00 | $182,940 Land $30,000 Building $152,940 | $182,940 Land $30,000 Building $152,940 |
Source: FEMA National Flood Hazard Layer, Louisville/Jefferson County Metro Government (21111C), updated January 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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