Sumter County property record for 4905 McPhail St, Dalzell, SC 29040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,170 sqft · built 1998 |
| Lot Size | 0.716 acres (31,214 sqft) |
| Owner | 2 Owner Names on File |
| Tax Bill | $726 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 189-04-02-019 |
| Primary APN | 189-04-02-019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| 1st Floor Area | 1,170 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 31,214 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Patio Area | 168 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 21261 |
|---|---|
| Old Parcel Number | 189 04 02 019 |
| Street Address | 4905 MCPHAIL ST |
| City | DALZELL |
| State | SC |
| Zip | 29040-8755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-9 |
| Legal Description | LOT 117 PB97-1359 0.71 |
| Legal Subdivision | DALZELL ACRES SUB PH 2 SEC 4 |
| Legal Lot Number | 117 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER NORTH |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 401 |
The current owner of 4905 McPhail St acquired it in March 2005.
Source: Sumter County records, as of December 18, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 4905 MCPHAIL ST, DALZELL, SC 29040-8755 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SAFE FCU |
| Feb 23, 2017 | Deed of Trust, Mortgage SAFE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2005 |
| Deed Sale | Mar 16, 2005 |
| Deed Document Number | 0000973141 |
| Deed Book / Page | 0973 / 141 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 4905 MCPHAIL ST, DALZELL, SC 29040-8755 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4905 MCPHAIL ST, DALZELL, SC 29040-8755 |
| Document Number | 0013504138 |
|---|---|
| Date | Feb 20, 2026 |
| Book Page | 1350/4138 |
| Name | SAFE FCU |
|---|---|
| Type | Credit Union |
| Address | SUMTER, SC 29150 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 4905 MCPHAIL ST, DALZELL, SC 29040-8755 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0012302498 |
|---|---|
| Date | Feb 23, 2017 |
| Book Page | 1230/2498 |
| Name | SAFE FCU |
|---|---|
| Type | Credit Union |
| Address | SUMTER, SC 29151 |
| Amount | Amount on Record |
|---|---|
| Term | 121 Months |
| Due | Mar 9, 2027 |
The 2025 property tax bill for 4905 McPhail St was $726.
Source: Sumter County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $726.00 | $4,320 Land $800 Building $3,520 | $108,167 Land $20,000 Building $88,167 |
| 2023 | $4,330 (-) Land $800 Building $3,530 | $108,167 (-) Land $20,000 Building $88,167 | |
| 2022 | $717.00 | $4,330 Land $800 Building $3,530 | $108,167 Land $20,000 Building $88,167 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4905 McPhail St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4905 McPhail St is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 65% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DALZELL WATER DISTRICT serves 3,912 people · EPA ID SC4320001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| FTC Fiber | 1,000 / 1,000 |
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