4905 Macilroy Ct, Henrico, VA 23228 Property Records

Henrico County property record for 4905 Macilroy Ct, Henrico, VA 23228

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,976 sqft · built 1988
Lot Size	0.324 acres (14,130 sqft)
Owner	Individual Name on File
Last Sale	$132,000 (Nov 1997)
Tax Bill	$3,218 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2023 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`765-758-1125`

Property Details

APN / Parcel Number

Primary APN	`765-758-1125`
Alternative APN	`PA1246101`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,976 sqft Living Area
Gross Area	3,236 sqft
1st Floor Area	988 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	14,130 sqft (0.324 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Deck Area	648 sqft
Patio Area	648 sqft
Balcony Area	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	PA1246101
Street Address	4905 MACILROY CT
City	HENRICO
State	VA
Zip	23228-6410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A
Legal Description	0050120000A 0024; SHANNON GREEN SC 16 BL A LT 24 92 A1 48
Legal Subdivision	SHANNON GREEN
Legal Lot Number	24,92
Jurisdiction	HENRICO VA
Township / Civil Division	BROOKLAND
Census Block Group	4
Census Block	4000
Census Tract	200411

Owner

4905 Macilroy Ct is owned and occupied by an individual who bought it in November 1997.

Source: Henrico County records, as of June 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4905 MACILROY CT, HENRICO, VA 23228-6410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · FHA Mortgage PLAZA HOME MORTGAGE INC
Sep 25, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HENRICO FEDERAL CREDIT UNION
Dec 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEXBANK
Jan 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Jan 23, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance LIVE WELL FINNANCIAL INC
Oct 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 1997 · Amount on File
Deed Sale	Nov 3, 1997 · Amount on File
Deed Book / Page	2759 / 890
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRICO VA
Property Address	4905 MACILROY CT, HENRICO, VA 23228-6410
Transaction Type	Mortgage
Record Updated	Oct 29, 2025
Title Company	FIRST AMERICAN SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4905 MACILROY CT, HENRICO, VA 23228-6410

Mortgage

Document Number	0000670956
Date	Oct 6, 2025
Book Page	6709/56
Instrument	202500026701

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRICO VA
Property Address	4905 MACILROY CT, HENRICO, VA 23228-6410
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006505996
Date	Sep 25, 2023
Book Page	6505/996
Instrument	202300022610

Lender

Name	HENRICO FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 30, 2033

Interest

Rate Type	Fixed Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRICO VA
Property Address	4905 MACILROY CT, HENRICO, VA 23228-6410
Transaction Type	Mortgage
Record Updated	Jan 20, 2022
Title Company	TITLEWORKS OF VIRGINIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006320104
Date	Dec 27, 2021
Book Page	6320/104
Instrument	202100063560

Lender

Name	NEXBANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRICO VA
Property Address	4905 MACILROY CT, HENRICO, VA 23228-6410
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	TITLEWORKS OF VIRGINIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061321885
Date	Jan 25, 2021
Book Page	6132/1885
Instrument	202100003857

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRICO VA
Property Address	4905 MACILROY CT, HENRICO, VA 23228-6410
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLEWORKS OF VIRGINIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	55782277
Date	Jan 23, 2017
Book Page	5578/2277
Instrument	201700002218

Lender

Name	LIVE WELL FINNANCIAL INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRICO VA
Property Address	4905 MACILROY CT, HENRICO, VA 23228-6410
Document Number	5914201
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4905 MACILROY CT HENRICO VA 232286410, HENRICO, VA 23228-6410

Mortgage

Document Number	5914201
Date	Oct 30, 2019
Book Page	005914/000201
Instrument	34633

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4905 Macilroy Ct was $3,218.

Source: Henrico County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Henrico County
Unified School District	Henrico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,218.00	$401,100 (+3.19%) Land $90,000 Building $311,100	$401,100 (+3.19%) Land $90,000 Building $311,100
2025		$388,700 Land $75,000 Building $313,700	$388,700 Land $75,000 Building $313,700
2023	$3,218.00	$378,700 Land $65,000 Building $313,700	$378,700 Land $65,000 Building $313,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4905 Macilroy Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4905 Macilroy Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENRICO COUNTY WATER SYSTEM serves 330,000 people · EPA ID VA4087125
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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