4905 Galapagos St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4905 Galapagos St, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,302 sqft · built 2016
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Nov 2022)
Tax Bill	$6,138 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`052631087500010190`

Property Details

APN / Parcel Number

Primary APN	`052631087500010190`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,302 sqft Heated Area
Gross Area	3,295 sqft
1st Floor Area	1,867 sqft
Upper Floors Area	435 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Finished
Garage Area	592 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	401 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4905 GALAPAGOS ST
City	SAINT CLOUD
State	FL
Zip	34771-0002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESERVE AT TURTLE CREEK PH 1 PB 24 PG 40-42 LOT 19
Legal Range	31E
Legal Township	26S
Legal Section	05
Legal Subdivision	TURTLE CREEK
Legal Phase	1
Legal Tract	875
Legal Lot Number	19
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2066
Census Tract	43600

Owner

Source: Osceola County records · APN 052631087500010190

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4905 GALAPAGOS ST, SAINT CLOUD, FL 34771-0002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 02, 2022 · Amount on Record
Deed Sale	Nov 02, 2022 · Amount on Record
Prior Sale	Dec 08, 2016 · Amount on Record
Deed Document Number	2022161506
Deed Book / Page	6310 / 312
Record Updated	Jun 08, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 02, 2022
Property Address	4905 GALAPAGOS ST, SAINT CLOUD, FL 34771-0002
Document Number	0063100312
Book / Page	6310 / 312
Map Reference	MB 24 PG 40&41
Instrument Date	Oct 20, 2022
Instrument	2022161506
Transaction Type	Transfer
Record Updated	Nov 22, 2022
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	997 FAY DR, 997, MARY ESTHER, FL 32569-2132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4905 GALAPAGOS ST, SAINT CLOUD, FL 34771-0002

Mortgage

Document Number	0006310314
Date	Nov 02, 2022
Instrument	6310/314

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,138.00 (-11.52%) Homeowner's exemption	$385,800 (+0.21%) Land $75,000 Building $310,800	$385,800 (+0.21%) Land $75,000 Building $310,800
2023	$6,937.00 (+71.24%)	$385,000 (+44.22%) Land $65,000 Building $320,000	$385,000 (+14.24%) Land $65,000 Building $320,000
2022	$4,051.00 Homeowner's exemption	$266,945	$337,000 Land $60,000 Building $277,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 32% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 2,128 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.