Talbot County property record for 4905 Fairbank Rd, Tilghman, MD 21671
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,724 sqft · built 1900 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $360,000 (Jul 2021) |
| Tax Bill | $2,700 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-185653 |
| Primary APN | 05-185653 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,724 sqft Total Area |
| Utility Area | 42 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 243 ft deep x 178 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 266 sqft |
| Patio Area | 216 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 185653 |
|---|---|
| Street Address | 4905 FAIRBANK RD |
| City | TILGHMAN |
| State | MD |
| Zip | 21671-1142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 21780 SF N/S FAIRBANK RD FAIRBANK |
| Legal Lot Number | 21780 |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 5, BAY HUNDRED |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 960800 |
Source: Talbot County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3214 WAKE DR, KENSINGTON, MD 20895-3215 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Jan 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Jul 2, 2021 | Deed, Transfer · Conventional Mortgage APEX HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2021 · Amount on Record |
| Deed Sale | Jul 2, 2021 · Amount on Record |
| Prior Sale | Oct 29, 2014 · Amount on Record |
| Deed Book / Page | 2867 / 194 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TALBOT MD |
| Property Address | 4905 FAIRBANK RD, TILGHMAN, MD 21671-1142 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0027910368 |
|---|---|
| Date | Jan 8, 2021 |
| Book Page | 2791/368 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Jul 2, 2021 |
| Property Address | 4905 FAIRBANK RD, TILGHMAN, MD 21671-1142 |
| Document Number | 0028670194 |
| Book / Page | 2867 / 194 |
| Instrument Date | Jun 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Title Company | EASTERN MT TITLE COMPANY, EASTER SHORE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Estate |
| Address | 8303 ELLINGSON DR, CHEVY CHASE, MD 20815-3857 |
| Document Number | 0002867199 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | 2867/199 |
| Name | APEX HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
Source: Talbot County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,700.00 (+4.25%) | $286,400 (+24.18%) | $301,400 (+8.07%) Land $128,700 Building $172,700 |
| 2025 | $2,590.00 (+31.34%) | ||
| 2023 | $1,972.00 | $230,633 | $278,900 Land $120,000 Building $158,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 194 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 194 in force |
| Nearby Flood Claims | 88 (1979–2024) |
| Claims Outside the SFHA | 17 of 88 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
May also be available: Easton Velocity.
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