4905 E White Gates Dr, Phoenix, AZ 85018 Property Records

Maricopa County property record for 4905 E White Gates Dr, Phoenix, AZ 85018

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,525 sqft · built 2020
Lot Size	1.01 acres (44,305 sqft)
Owner	2 Individual Names on File
Last Sale	$950,000 (Apr 2016)
Tax Bill	$17,269 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`172-49-014`

Property Details

APN / Parcel Number

Primary APN	`172-49-014`
Alternative APN	`172490141`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,525 sqft Living Area
Gross Area	4,873 sqft
1st Floor Area	4,525 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Combination
Roof Material	Built-Up Asphalt
Lot Area	44,305 sqft (1.01 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces
Pool Area	500 sqft
Porch	Covered Slab
Patio Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4905 E WHITE GATES DR
City	PHOENIX
State	AZ
Zip	85018-1838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-35
Legal Description	RED ROCK MCR 69/26
Legal Subdivision	RED ROCK
Legal Lot Number	12
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1013
Census Tract	107900

Owner

Source: Maricopa County assessment roll, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4905 E WHITE GATES DR, PHOENIX, AZ 85018-1838
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 15, 2022	Deed of Trust, Mortgage · Line of Credit BAXTER CU
Oct 9, 2020	Loan Modification, Mortgage WESTERN ST BK
Oct 17, 2019	Intrafamily Transfer, Transfer · Construction Mortgage WESTERN STATE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 19, 2016 · Amount on Record
Deed Sale	Apr 19, 2016 · Amount on Record
Prior Sale	Nov 28, 2007 · Amount on Record
Deed Document Number	2016260955
Last Transfer Date	Oct 11, 2019
Transfer Doc	0000828468
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4905 E WHITE GATES DR, PHOENIX, AZ 85018-1838
Transaction Type	Mortgage
Record Updated	Nov 8, 2022
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4905 E WHITE GATES DR, PHOENIX, AZ 85018-1838

Mortgage

Document Number	0000953401
Date	Sep 2, 2021
Instrument	20210953401

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4905 E WHITE GATES DR, PHOENIX, AZ 85018-1838
Transaction Type	Mortgage
Record Updated	Nov 8, 2022
Title Company	MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4905 E WHITE GATES DR, PHOENIX, AZ 85018-1838

Mortgage

Document Number	0000335039
Date	Apr 15, 2022
Instrument	20220335039

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Apr 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARICOPA AZ
Property Address	4905 E WHITE GATES DR, PHOENIX, AZ 85018-1838
Document Number	0001010412
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4905 E WHITE GATES DR PHOENIX AZ 850181838, PHOENIX, AZ 85018-1838

Mortgage

Document Number	0001010412
Date	Oct 21, 2020
Instrument	1010412

Lender

Name	WESTERN ST BK
Type	Bank
Address	SCOTTSDALE, AZ 85253

Agreement

Term	12 Months
Due	Oct 20, 2021

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Oct 17, 2019
Property Address	4905 E WHITE GATES DR, PHOENIX, AZ 85018-1838
Document Number	0000828468
Map Reference	MB 69 PG 26
Instrument Date	Oct 11, 2019
Instrument	20190828468
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	LANDMARK TTL ASSURANCE AGCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4905 E WHITE GATES DR, PHOENIX, AZ 85018-1838

Mortgage

Document Number	0000828469
Date	Oct 17, 2019
Instrument	20190828469

Lender

Name	WESTERN STATE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Scottsdale Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$394,880 (+88.18%)	$3,948,800 (+4.15%) Land $789,700 Building $3,159,100
2025	$17,269.00 (+6.86%)	$209,844 (-39.88%)	$3,791,500 (+8.62%) Land $758,300 Building $3,033,200
2024		$349,060	$3,490,600 Land $698,100 Building $2,792,500
2023	$16,161.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1978–2018)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
Lumen Technologies DSL · Fiber in parts of the area	140 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: California Internet.

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