4905 Cherry Tree Rd, Olive Branch, MS 38654 Property Records

DeSoto County property record for 4905 Cherry Tree Rd, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	4 bd · 4,077 sqft · built 1979
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Tax Bill	$3,993 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-06-3-07-02-0-00057-00`

Property Details

APN / Parcel Number

Primary APN	`2-06-3-07-02-0-00057-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,077 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	130,680 sqft (3 acres)
Pool Area	640 sqft
Shed	1 Shed
Shed Area	528 sqft

Location & Zoning

Street Address	4905 CHERRY TREE RD
City	OLIVE BRANCH
State	MS
Zip	38654-7213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	PLEASANT HILL EST EAST S-D SE LOT 57
Legal Range	06
Legal Township	02
Legal Section	07
Legal Subdivision	PLEASANT HILL EST EAST S-D
Legal Lot Number	57
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1036
Census Tract	70721

Owner

Source: DeSoto County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4905 CHERRY TREE RD, OLIVE BRANCH, MS 38654-7213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Sep 23, 2021	Warranty Deed, Transfer · Conventional Mortgage NATIONS LENDING CORP
Nov 28, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 23, 2021
Deed Sale	Sep 23, 2021
Prior Sale	Nov 28, 2018
Deed Document Number	0000972272
Deed Book / Page	972 / 272
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	4905 CHERRY TREE RD, OLIVE BRANCH, MS 38654-7213
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004782/618
Date	Aug 20, 2019
Book Page	4782/618

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Sep 23, 2021
Property Address	4905 CHERRY TREE RD, OLIVE BRANCH, MS 38654-7213
Document Number	000972/272
Book / Page	972 / 272
Map Reference	MB 12 PG 26
Instrument Date	Sep 14, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1219 N ECHO RIDGE DR, 1219, EAST PEORIA, IL 61611-5416

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4905 CHERRY TREE RD, OLIVE BRANCH, MS 38654-7213

Mortgage

Document Number	0005352424
Date	Sep 23, 2021
Instrument	5352/424

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Nov 28, 2018
Property Address	4905 CHERRY TREE RD, OLIVE BRANCH, MS 38654-7213
Document Number	000874/137
Book / Page	0874 / 137
Map Reference	MB 12 PG 26
Instrument Date	Nov 21, 2018
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	REALITY TITLE, REALTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3320 POINTE SOUTH CV, 3320, MEMPHIS, TN 38125-8819

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4905 CHERRY TREE RD, OLIVE BRANCH, MS 38654-7213

Mortgage

Document Number	0004642226
Date	Nov 28, 2018
Instrument	4642/226

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2033

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,993.00 (+21.29%)	$37,076 (+40.87%) Land $3,000 Building $34,076	$370,762 (+40.86%) Land $30,000 Building $340,762
2023	$3,292.00	$26,320	$263,204 Land $30,000 Building $233,204

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jul 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Telapex Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Electric Cooperative Fiber	1,000 / 1,000
Brightspeed Fiber	940 / 940

Cell Coverage

5G (outdoors only) and 4G LTE

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