Harney County property record for 49045 McCoy Creek Rd, Diamond, OR 97722
| Property Type | Mobile Home |
|---|---|
| Details | 4 bd · 2 ba · 2,190 sqft · built 2020 |
| Lot Size | 176 acres (7,703,150 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Dec 2024) |
| Tax Bill | $760 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29S 32E 0 700 |
| Primary APN | 29S 32E 0 700 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Building Area | 2,190 sqft Finished Area |
| Year Built | Built 2020 |
|---|---|
| Lot Area | 7,703,150 sqft (176 acres) |
| Account Number | 15200 |
|---|---|
| Street Address | 49045 MCCOY CREEK RD |
| City | DIAMOND |
| State | OR |
| Zip | 97722-9324 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | EFRU-1 |
| Legal Description | MOBILE HOME MAKE:KIT |
| Jurisdiction | HARNEY OR |
| Township / Civil Division | DIAMOND |
| Census Block Group | 2 |
| Census Block | 2540 |
| Census Tract | 960200 |
49045 McCoy Creek Rd, a mobile home, is owned and occupied by an individual who bought it in December 2024.
Source: Harney County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 49048 MCCOY CREEK RD, DIAMOND, OR 97722-9324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2024 · Amount on File |
| Deed Sale | Dec 13, 2024 · Amount on File |
| Deed Document Number | 2024-1279 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNEY OR |
| Recording Date | Sep 8, 2026 |
| Property Address | 49045 MCCOY CREEK RD, DIAMOND, OR 97722-9324 |
| Document Number | 0000000923 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 2026923 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2026 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 49045 MCCOY CREEK RD, DIAMOND, OR 97722-9324 |
| Document Number | 0000000923, |
|---|---|
| Date | Sep 8, 2026 |
| Instrument | 2026923 |
| Name | OLD WEST FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 171 Months |
| Due | Dec 15, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 49045 McCoy Creek Rd was $760, down 47.2% from the year before.
Source: Harney County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Harney County |
| Secondary School District | Harney County Union High School District 1J (09 - 12) |
| Elementary School District | Diamond School District 7 (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $760.00 (-47.22%) | $59,887 (-47.21%) | $319,080 (-48.8%) Land $319,080 |
| 2024 | $1,440.00 (+2.93%) | $113,436 (+2.98%) | $623,210 (+21.77%) Land $356,230 Building $266,980 |
| 2023 | $1,399.00 (+3.02%) | $110,156 (+2.98%) | $511,790 (+12.25%) Land $377,750 Building $134,040 |
| 2022 | $1,358.00 | $106,966 | $455,930 Land $347,830 Building $108,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 49045 McCoy Creek Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1983–1984) |
| Most Recent Claim | May 1984 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 49045 McCoy Creek Rd is very high, ranking above 91% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 80% of Oregon |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, as of December 31, 2025
4G LTE (outdoors only), no 5G reported
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