4904 Winding Way, Rhinelander, WI 54501 Property Records

Oneida County property record for 4904 Winding Way, Rhinelander, WI 54501

Property Summary

Property Type	Single Family Home
Lot Size	1.63 acres (71,003 sqft)
Owner	Individual Name on Record
Last Sale	$168,500 (Jul 2018)
Tax Bill	$3,064 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`PE 226 6`

Property Details

APN / Parcel Number

Primary APN	`PE 226 6`

Exterior

Lot Area	71,003 sqft (1.63 acres)

Location & Zoning

Street Address	4904 WINDING WAY
City	RHINELANDER
State	WI
Zip	54501-7813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 784013/782183 PT SE SE 1.62CA/1.63SA LOT 7 CSM V13 P3150
Legal Range	09E
Legal Township	36N
Legal Section	17
Legal Lot Number	7
Jurisdiction	ONEIDA WI
Township / Civil Division	PELICAN
Census Block Group	2
Census Block	2079
Census Tract	970400

Owner

Source: Oneida County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4904 WINDING WAY, RHINELANDER, WI 54501-7813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · Line of Credit ADVANTAGE CREDIT UNION
Jan 22, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 2, 2018	Personal Representative Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC
May 3, 2018	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2018 · Amount on Record
Deed Sale	Jul 2, 2018 · Amount on Record
Deed Document Number	2018784013
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Recording Date	Jun 4, 2026
Property Address	4904 WINDING WAY, RHINELANDER, WI 54501-7813
Document Number	0000872009
Instrument Date	May 29, 2026
Instrument	2026872009
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4904 WINDING WAY, RHINELANDER, WI 54501-7813

Mortgage

Document Number	0000872009,
Date	Jun 4, 2026
Instrument	2026872009

Lender

Name	ADVANTAGE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 15, 2036

Interest

Rate Type	Balloon
Rate	6.3%
Initial Type	Balloon
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	4904 WINDING WAY, RHINELANDER, WI 54501-7813
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	815895
Date	Jan 22, 2021
Instrument	815895

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2050

July 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ONEIDA WI
Recording Date	Jul 2, 2018
Property Address	4904 WINDING WAY, RHINELANDER, WI 54501-7813
Document Number	784013
Map Reference	VOL13 PG3150 DOC6162
Instrument Date	Jul 2, 2018
Instrument	784013
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	NORTHERN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$505.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	784014
Date	Jul 2, 2018
Instrument	784014

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

May 2018: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ONEIDA WI
Recording Date	May 3, 2018
Property Address	4904 WINDING WAY, RHINELANDER, WI 54501-7813
Document Number	782183
Map Reference	VOL13 PG3150 DOC6162
Instrument Date	Apr 12, 2018
Instrument	782183
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4904 WINDING WAY, 4904, RHINELANDER, WI 54501-7813

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4904 WINDING WAY, RHINELANDER, WI 54501-7813

Tax Assessment & Valuation

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
County Subdivision	Pelican Town
Unified School District	Rhinelander School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,064.00 (+12.23%)	$187,500 (-) Land $23,700 Building $163,800	$289,381 Land $36,578 Building $252,803
2023	$2,730.00 Homeowner's exemption	$187,500 Land $23,700 Building $163,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Winding Way

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