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4904 Valley Trail Ct, Concord, NC 28025 Property Records

Cabarrus County property record for 4904 Valley Trail Ct, Concord, NC 28025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,337 sqft · built 1994
Lot Size0.24 acres (10,454 sqft)
OwnerCompany Name on Record
Last Sale$185,000 (May 2019)
Tax Bill$1,540 (2023)
Deeds & MortgagesJun 2026 Sale
Sep 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN11046B0023.000000

Property Details

APN / Parcel Number

Primary APN11046B0023.000000
Alternative APNs
  • 5538 45 9318
  • 133132

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,337 sqft Living Area
Gross Area2,137 sqft
1st Floor Area1,337 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2008
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions155 ft deep x 34 ft wide
Garage TypeMixed
Garage Area462 sqft
DrivewayConcrete Driveway
Driveway Area900 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area158 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number133132
Street Address4904 VALLEY TRAIL CT
CityCONCORD
StateNC
Zip28025-6834
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionLT 23 BRAXTON ESTATES
Legal SubdivisionBRAXTON ESTATES
Legal Lot Number23
JurisdictionCABARRUS NC
Township / Civil Division11, CENTRAL CABARRUS
Census Block Group4
Census Block4001
Census Tract40501

Owner

Source: Cabarrus County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address15771 RED HILL AVE, 100, TUSTIN, CA 92780-7333
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2026Special Warranty Deed, Transfer
MAINSTAY NATIONAL TITLE LLC
Sep 26, 2019Quit Claim Deed, Mortgage · Line of Credit
GERMAN AMERICAN CAP
May 8, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 8, 2019 · Amount on Record
Deed SaleMay 8, 2019 · Amount on Record
Prior SaleNov 9, 2012 · Amount on Record
Deed Book / Page13495 / 126
Prior Transfer DateAug 10, 2009
Prior Transfer Doc8865101
Record UpdatedOct 29, 2026

June 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCABARRUS NC
Recording DateJun 3, 2026
Property Address4904 VALLEY TRAIL CT, CONCORD, NC 28025-6834
Document Number0000013161
Book / Page18021 / 70
Instrument DateJun 2, 2026
Instrument202613161
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyMAINSTAY NATIONAL TITLE LLC

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
InvestorPossibly a Property Investor

September 2019: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionCABARRUS NC
Recording DateSep 26, 2019
Property Address4904 VALLEY TRAIL CT, CONCORD, NC 28025-6834
Document Number13744165
Book / Page013744 / 000165
Instrument DateSep 26, 2019
Instrument26160
Transaction TypeMortgage
Record UpdatedOct 10, 2019
Title CompanyOS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1508 BROOKHOLLOW DR SANTA ANA CA 927055426, SANTA ANA, CA 92705-5426

Mortgage

Document Number137451
DateSep 26, 2019
Book Page013745/000001
Instrument26161
Lender
NameGERMAN AMERICAN CAP
TypeFunding / Finance Company
Address60 WALL ST # 10TH, NEW YORK, NY 10005-2865
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateMay 8, 2019
Property Address4904 VALLEY TRAIL CT, CONCORD, NC 28025-6834
Document Number13495126
Book / Page013495 / 000126
Instrument DateMay 7, 2019
Instrument11065
Transaction TypeTransfer
Record UpdatedMay 17, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$370.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 15087 SANTA ANA CA 927350087, SANTA ANA, CA 92735-0087
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$320,110 (-) Land $61,000 Building $259,110
2025$320,110 (+72.5%) Land $61,000 Building $259,110
2024$320,110 (+72.5%) Land $61,000 Building $259,110
2023$1,540.00$185,570 Land $40,000 Building $145,570$185,570 Land $40,000 Building $145,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONCORD
serves 120,771 people · EPA ID NC0113010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000

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