Bay County property record for 4904 Garfield Rd, Auburn, MI 48611
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 939 sqft · built 1954 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $87,000 (Dec 2021) |
| Tax Bill | $1,888 (2026) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-022-400-200-10 |
| Primary APN | 140-022-400-200-10 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 939 sqft Living Area |
| 1st Floor Area | 939 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 100 ft deep x 122 ft wide |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4904 GARFIELD RD |
|---|---|
| City | AUBURN |
| State | MI |
| Zip | 48611-9423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM @ SE COR SEC 22, TH ALG E SEC LN N01?21'45"E 1034.36 FT, TH ALG S LN EDDIE DR N87?51'18"W 50 FT TO POB, TH ALG W LN |
| Jurisdiction | BAY MI |
| Township / Civil Division | WILLIAMS |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 285600 |
Source: Bay County records, as of May 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4904 GARFIELD RD, AUBURN, MI 48611-9423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 25, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jun 15, 2018 | Warranty Deed, Transfer · FHA Mortgage ACADEMY MTG |
| May 31, 2017 | Warranty Deed, Transfer · Conventional Mortgage UNITED BAY COMMUNITY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2021 · Amount on Record |
| Deed Sale | Dec 3, 2021 · Amount on Record |
| Prior Sale | Jun 15, 2018 · Amount on Record |
| Deed Document Number | 202120201 |
| Prior Transfer Date | Apr 9, 2009 |
| Prior Transfer Doc | 2669000558 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Dec 3, 2021 |
| Property Address | 4904 GARFIELD RD, AUBURN, MI 48611-9423 |
| Document Number | 0000020201 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 202120201 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2022 |
| Title Company | CRISLO TITLE COMPANY, CISLO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $652.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4630 FLAJOLE RD, 4630, MIDLAND, MI 48642-9261 |
| Name | Verified Name |
|---|---|
| Address | 7272 MILE RD, FREELAND, MI 48623 |
| Document Number | 0000020202 |
|---|---|
| Date | Dec 3, 2021 |
| Instrument | 202120202 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 4904 GARFIELD RD, AUBURN, MI 48611-9423 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202111222 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | 202111222 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Jul 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Jun 15, 2018 |
| Property Address | 4904 GARFIELD RD, AUBURN, MI 48611-9423 |
| Document Number | 0000008461 |
| Instrument Date | Jun 14, 2018 |
| Instrument | 8461 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $516.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2469 BEECH DR KAWKAWLIN MI 486319106, KAWKAWLIN, MI 48631-9106 |
| Document Number | 8462 |
|---|---|
| Date | Jun 15, 2018 |
| Instrument | 8462 |
| Name | ACADEMY MTG |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 14, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | May 31, 2017 |
| Property Address | 4904 GARFIELD RD, AUBURN, MI 48611-9423 |
| Document Number | 0032190870 |
| Book / Page | 3219 / 870 |
| Instrument Date | May 16, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $399.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1114 EDDIE DR, 1114, AUBURN, MI 48611-9422 |
| Name | Verified Name |
|---|---|
| Address | 3452 OLD KAWKAWLIN RD, BAY CITY, MI 48706-1652 |
| Document Number | 3219872 |
|---|---|
| Date | May 31, 2017 |
| Instrument | 3219/872 |
| Name | UNITED BAY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Williams Charter Township |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,888.00 (+14.35%) | $56,850 (+28.33%) | $113,700 (+28.33%) |
| 2023 | $44,300 | $88,600 | |
| 2022 | $1,651.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN serves 2,087 people · EPA ID MI0000300 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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