4904 Driftwood Ln, Hernando, MS 38632 Property Records

DeSoto County property record for 4904 Driftwood Ln, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,536 sqft · built 2024
Lot Size	2.88 acres (125,453 sqft)
Owner	Individual Name on File
Tax Bill	$2,873 (2025)
Deeds & Mortgages	Sep 2024 Mortgage Jan 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-08-4-17-06-0-00002-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-4-17-06-0-00002-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	3,536 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	125,453 sqft (2.88 acres)

Location & Zoning

Street Address	4904 DRIFTWOOD LN
City	HERNANDO
State	MS
Zip	38632-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	BAILEY FARMS S/D LOT 2
Legal Subdivision	BAILEY FARMS S/D
Legal Lot Number	2
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	2
Census Block	2033
Census Tract	71123

Owner

Source: DeSoto County records · APN 3-08-4-17-06-0-00002-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4904 DRIFTWOOD LN, HERNANDO, MS 38632-1809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Jan 31, 2024	Warranty Deed, Transfer · Line of Credit FIRST SECURITY BANK
Dec 13, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage IRONFISH LLC
Aug 26, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 25, 2024
Deed Sale	Sep 25, 2024
Prior Sale	Jan 31, 2024
Deed Document Number	0102417361
Deed Book / Page	1024 / 17361
Record Updated	Jun 08, 2026

September 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Sep 25, 2024
Property Address	4904 DRIFTWOOD LN, HERNANDO, MS 38632-1809
Document Number	1024/17361
Book / Page	1024 / 17361
Map Reference	MB 125 PG 22
Instrument Date	Sep 13, 2024
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 15, 2025
Title Company	UNKNOWN, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6699 HIGHWAY 178, OLIVE BRANCH, MS 38654-8511

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4904 DRIFTWOOD LN, HERNANDO, MS 38632-1809

Mortgage

Document Number	0566193369
Date	Sep 25, 2024
Instrument	5661/93369

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2054

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 31, 2024
Property Address	4904 DRIFTWOOD LN, HERNANDO, MS 38632-1809
Document Number	01024/1551
Book / Page	1024 / 1551
Map Reference	MB 125 PG 22
Instrument Date	Jan 11, 2024
Transaction Type	Transfer
Record Updated	Dec 15, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6699 HIGHWAY 178, OLIVE BRANCH, MS 38654-8511
Investor	Possibly a Property Investor

Mortgage

Document Number	0056618029
Date	Jan 31, 2024
Instrument	5661/8029

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	9 Months
Due	Oct 11, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Dec 13, 2021
Property Address	4904 DRIFTWOOD LN, HERNANDO, MS 38632-1809
Document Number	000981/375
Book / Page	981 / 375
Map Reference	MB 125 PG 22&23
Instrument Date	Dec 06, 2021
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	UNKNOWN, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4968 DRIFTWOOD LN, HERNANDO, MS 38632-1809

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	664 HARROW CV, HERNANDO, MS 38632-1538

Mortgage

Document Number	0005418469
Date	Dec 13, 2021
Instrument	5418/469

Lender

Name	IRONFISH LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 26, 2020
Property Address	4904 DRIFTWOOD LN, HERNANDO, MS 38632-1809
Document Number	000930/334
Book / Page	930 / 334
Map Reference	MB 125 PG 22&23
Instrument Date	Aug 25, 2020
Transaction Type	Transfer
Record Updated	Dec 15, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2404 HIGHWAY 301 S, HERNANDO, MS 38632-8585

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4904 DRIFTWOOD LN, HERNANDO, MS 38632-1809

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,873.00 (+379.63%)	$38,470 (+541.17%) Land $4,000 Building $34,470	$384,695 (+861.74%) Land $40,000 Building $344,695
2023	$599.00	$6,000	$40,000 Land $40,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), as of June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330711232, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Moderate above 48% of the US · above 50% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 14 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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