4903 Sutherland Dr, Frederick, MD 21703 Property Records

Frederick County property record for 4903 Sutherland Dr, Frederick, MD 21703

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,564 sqft · built 2000
Lot Size0.281 acres (12,223 sqft)
Owner2 Individual Names on Record
Last Sale$647,000 (Aug 2023)
Tax Bill$6,600 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-027182

Property Details

APN / Parcel Number

Primary APN01-027182
Alternative APNs
  • 1027182
  • 027182

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,564 sqft Living Area
Gross Area4,200 sqft
1st Floor Area1,422 sqft
Basement Area950 sqft
Finished Basement950 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area12,223 sqft (0.281 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area216 sqft
Patio Area190 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number027182
Street Address4903 SUTHERLAND DR
CityFREDERICK
StateMD
Zip21703-6832
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 38 SEC 1 PLAT 1 12,223 SQ. FT. WELLINGTON TRACE
Legal SubdivisionWELLINGTON TRACE SEC 1 1
Legal Lot Number38
JurisdictionFREDERICK MD
Township / Civil Division1, BUCKEYSTOWN
Census Block Group1
Census Block1002
Census Tract752301

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4903 SUTHERLAND DR, FREDERICK, MD 21703-6832
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2023 · Amount on Record
Deed SaleAug 3, 2023 · Amount on Record
Prior SaleJun 2, 2000 · Amount on Record
Deed Book / Page16545 / 397
Record UpdatedOct 29, 2026

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateAug 3, 2023
Property Address4903 SUTHERLAND DR, FREDERICK, MD 21703-6832
Document Number0165450397
Book / Page16545 / 397
Map ReferenceMB 57 PL 161
Instrument DateJul 18, 2023
Transaction TypeTransfer
Record UpdatedAug 16, 2023
Title CompanyADMIRAL TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,617.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4903 SUTHERLAND DR, FREDERICK, MD 21703-6832

Mortgage

Document Number0016545406
DateAug 3, 2023
Instrument16545/406
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2053

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$593,067 (+31.26%)$653,200 (+38.16%) Land $117,900 Building $535,300
2025$6,600.00 (+22.61%)
2023$5,383.00 (+4.79%)$451,833 (+4.87%)$472,800 (-) Land $103,600 Building $369,200
2022$5,137.00$430,867$472,800 Land $103,600 Building $369,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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