Louisville/Jefferson County Metro Government property record for 4903 Spring Farm Rd, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,539 sqft · built 2013 |
| Lot Size | 0.231 acres (10,049 sqft) |
| Owner | Individual Name on File |
| Last Sale | $851,000 (Jul 2025) |
| Tax Bill | $6,919 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Feb 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21398300120000 |
| Primary APN | 21398300120000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,539 sqft Finished Area |
| Basement Area | 1,630 sqft |
| Finished Basement | 570 sqft |
| Flooring | Covered |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,049 sqft (0.231 acres) |
| Garage Type | Attached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 91026882 |
|---|---|
| Street Address | 4903 SPRING FARM RD |
| City | PROSPECT |
| State | KY |
| Zip | 40059-7665 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 SPRING FARM POINTE SUBDIVISION, PB. 53, PG. 20, 11/13/2008, OFF BLK W006 LOT 133, 0.2307 AC +/- |
| Legal Subdivision | SPRING FARM POINTE SUBDIVISION |
| Legal Block | W006 |
| Legal Lot Number | 12,13 |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | NORTHEAST JEFFERSON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10313 |
4903 Spring Farm Rd is owned and occupied by an individual who bought it in July 2025.
Source: Louisville/Jefferson County Metro Government records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4903 SPRING FARM RD, PROSPECT, KY 40059-7665 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Widow or Widower |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2026 | Deed of Trust, Mortgage · Line of Credit FRANKLIN BANK |
| Feb 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN BANK & TRUST CO |
| Nov 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EVANSVILLE TEACHERS FCU |
| Oct 6, 2020 | Grant Deed, Transfer · Conventional with PMI EVANSVILLE TEACHERS FCU |
| May 13, 2020 | Warranty Deed, Transfer METRO TITLE COMPANY, METRO TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2025 · Amount on File |
| Deed Sale | Jul 23, 2025 · Amount on File |
| Prior Sale | Oct 6, 2020 · Amount on File |
| Deed Document Number | 202593003 |
| Deed Book / Page | 13118 / 399 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Aug 6, 2026 |
| Property Address | 4903 SPRING FARM RD, PROSPECT, KY 40059-7665 |
| Document Number | 0000096887 |
| Book / Page | 19921 / 881 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 202696887 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4903 SPRING FARM RD, PROSPECT, KY 40059-7665 |
| Document Number | 0000096887, |
|---|---|
| Date | Aug 6, 2026 |
| Book Page | 19921/881 |
| Instrument | 202696887 |
| Name | FRANKLIN BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 23, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 4903 SPRING FARM RD, PROSPECT, KY 40059-7665 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4903 SPRING FARM RD, PROSPECT, KY 40059-7665 |
| Document Number | 0000018504 |
|---|---|
| Date | Feb 18, 2026 |
| Book Page | M 19664/900 |
| Instrument | 2026018504 |
| Name | FRANKLIN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | FRANKLIN, KY 42134 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 4903 SPRING FARM RD, PROSPECT, KY 40059-7665 |
| Document Number | 0169720693 |
| Instrument Date | Nov 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2020 |
| Title Company | LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 4903 SPRING FARM RD PROSPECT KY 400597665, PROSPECT, KY 40059-7665 |
| Document Number | 0169720693 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 016972/000693 |
| Instrument | 254214 |
| Name | EVANSVILLE TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Address | EVANSVILLE, IN 47715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 24, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Oct 6, 2020 |
| Property Address | 4903 SPRING FARM RD, PROSPECT, KY 40059-7665 |
| Document Number | 0118050618 |
| Book / Page | 011805 / 000618 |
| Instrument Date | Sep 18, 2020 |
| Instrument | 209712 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2020 |
| Title Company | LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $620.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4903 SPRING FARM RD PROSPECT KY 400597665, PROSPECT, KY 40059-7665 |
| Document Number | 168490842 |
|---|---|
| Date | Oct 6, 2020 |
| Book Page | 016849/000842 |
| Instrument | 209713 |
| Name | EVANSVILLE TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Address | EVANSVILLE, IN 47715 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 5, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | May 13, 2020 |
| Property Address | 4903 SPRING FARM RD, PROSPECT, KY 40059-7665 |
| Document Number | 0116850701 |
| Book / Page | 011685 / 000701 |
| Instrument Date | May 8, 2020 |
| Instrument | 93472 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2020 |
| Title Company | METRO TITLE COMPANY, METRO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $585.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4903 SPRING FARM RD PROSPECT KY 400597665, PROSPECT, KY 40059-7665 |
The 2025 property tax bill for 4903 Spring Farm Rd was $6,919.
Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,919.00 | $620,000 Land $75,000 Building $545,000 | |
| 2024 | $620,000 (-) Land $75,000 Building $545,000 | ||
| 2023 | $7,179.00 (-0.35%) | $620,000 (-) Land $75,000 Building $545,000 | $620,000 (-) Land $75,000 Building $545,000 |
| 2022 | $7,204.00 | $620,000 Land $75,000 Building $545,000 | $620,000 Land $75,000 Building $545,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4903 Spring Farm Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4903 Spring Farm Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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