4903 Sandcherry Dr, Champaign, IL 61822 Property Records

Champaign County property record for 4903 Sandcherry Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.259 acres (11,298 sqft)
Owner	2 Individual Names on File
Last Sale	$492,833 (Jul 2018)
Tax Bill	$16,730 (2024)
Deeds & Mortgages	Oct 2019 Mortgage Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`45-20-20-131-036`

Property Details

APN / Parcel Number

Primary APN	`45-20-20-131-036`

Exterior

Lot Area	11,298 sqft (0.259 acres)

Location & Zoning

Street Address	4903 SANDCHERRY DR
City	CHAMPAIGN
State	IL
Zip	61822-3306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 166 THE TRAILS AT CHESTNUT GROVE SUB PHASE 1
Legal Range	08E
Legal Township	19N
Legal Section	20
Legal Subdivision	THE TRAILS AT CHESTNUT GROVE SUB PHASE 1
Legal Lot Number	166
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1003
Census Tract	1205

Owner

4903 Sandcherry Dr is owned and occupied by two individuals who bought it in July 2018.

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4903 SANDCHERRY DR, CHAMPAIGN, IL 61822-3306
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage MARINE BANK SPRINGFIELD
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage MARINE BANK SPRINGFIELD
Jul 12, 2018	Grant Deed FIRST CMNTY TITLE
Jul 30, 2018	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Mar 28, 2018	Warranty Deed, Construction Loan · Construction Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2018 · Amount on File
Deed Sale	Jul 30, 2018 · Amount on File
Prior Sale	Mar 28, 2018 · Amount on File
Deed Document Number	201813020
Prior Transfer Date	Jul 10, 2018
Prior Transfer Doc	0000011825
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	4903 SANDCHERRY DR, CHAMPAIGN, IL 61822-3306
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016935
Date	Oct 10, 2019
Instrument	2019R16935

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	4903 SANDCHERRY DR, CHAMPAIGN, IL 61822-3306
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006670
Date	Apr 27, 2020
Instrument	2020R06670

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

July 2018: Grant Deed

Document Type	Grant Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 12, 2018
Property Address	4903 SANDCHERRY DR, CHAMPAIGN, IL 61822-3306
Document Number	0000011825
Instrument Date	Jul 10, 2018
Instrument	11825
Record Updated	Aug 1, 2018
Title Company	FIRST CMNTY TITLE

Transaction

Amount	Amount on Record
Tax	$90.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4120 BELMONT PT CHAMPAIGN IL 618223506, CHAMPAIGN, IL 61822-3506

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 30, 2018
Property Address	4903 SANDCHERRY DR, CHAMPAIGN, IL 61822-3306
Document Number	0000013020
Map Reference	DOC2005R17405
Instrument Date	Jul 2, 2018
Instrument	2018R13020
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$739.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4903 SANCCERRY DR, CHAMPAIGN, IL 61822

Mortgage

Document Number	0000013021
Date	Jul 30, 2018
Instrument	2018R13021

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

March 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 28, 2018
Property Address	4903 SANDCHERRY DR, CHAMPAIGN, IL 61822-3306
Document Number	0000004600
Map Reference	DOC2005R17405
Instrument Date	Mar 22, 2018
Instrument	2018R04600
Transaction Type	Construction Loan
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 BELMONT PT, CHAMPAIGN, IL 61822-3506

Mortgage

Document Number	0000004601
Date	Mar 28, 2018
Instrument	2018R04601

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	CHAMPAIGN, IL 61821

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$221,990 Land $36,320 Building $185,670	$665,970 Land $108,960 Building $557,010
2024	$16,730.00
2022	$14,734.00 Homeowner's exemption	$166,230 Land $27,200 Building $139,030	$498,690 Land $81,600 Building $417,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4903 Sandcherry Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4903 Sandcherry Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Mediacom Xtream Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Nextlink.

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