4903 Roberts Rd, McHenry, IL 60051 Property Records

McHenry County property record for 4903 Roberts Rd, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Details3 bd · 4.5 ba · 1,980 sqft · built 2003
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on Record
Tax Bill$6,537 (2024)
Deeds & MortgagesMay 2026 Line of Credit
Aug 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN15-29-483-031

Property Details

APN / Parcel Number

Primary APN15-29-483-031

Interior

Bedrooms3 Beds
Full Baths4.5 Baths
Half Baths3 Half Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,980 sqft Living Area
1st Floor Area1,980 sqft
Basement Area2,080 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area13,068 sqft (0.3 acres)
Garage TypeAttached
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4903 ROBERTS RD
CityMCHENRY
StateIL
Zip60051-9406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2021R0046428 LTS 215, 216 & N1/2 LT 217 BOULEVARD PARK
Legal SubdivisionBOULEVARD PARK
Legal Lot Number215-2
JurisdictionMCHENRY IL
Township / Civil DivisionNUNDA
Census Block Group3
Census Block3001
Census Tract870812

Owner

Source: McHenry County records, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4903 ROBERTS RD, MCHENRY, IL 60051-9406
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
May 4, 2026Deed of Trust, Mortgage · Line of Credit
BAXTER CREDIT UNION
Aug 24, 2021Intrafamily Transfer, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Oct 30, 2018Warranty Deed, Transfer · Conventional Mortgage
WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2021
Deed SaleAug 24, 2021
Prior SaleOct 30, 2018 · Amount on Record
Deed Document Number202146428
Prior Transfer DateAug 19, 2021
Prior Transfer Doc0000046428
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Recording DateMay 4, 2026
Property Address4903 ROBERTS RD, MCHENRY, IL 60051-9406
Document Number0000012176
Instrument DateApr 24, 2026
Instrument202612176
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address4903 ROBERTS RD, MCHENRY, IL 60051-9406

Mortgage

Document Number0000012176,
DateMay 4, 2026
Instrument202612176
Lender
NameBAXTER CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 30, 2036
Interest
Rate6.38%
Max Rate-1%

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCHENRY IL
Recording DateAug 24, 2021
Property Address4903 ROBERTS RD, MCHENRY, IL 60051-9406
Document Number0000046428
Map ReferenceDOC77847 MB5 PG102
Instrument DateAug 19, 2021
Instrument2021R0046428
Transaction TypeTransfer
Record UpdatedSep 2, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4903 ROBERTS RD, MCHENRY, IL 60051-9406

Mortgage

Document Number0000046429
DateAug 24, 2021
Instrument2021R0046429
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051
Interest
Rate TypeFixed Rate
Rate2.87%

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateOct 30, 2018
Property Address4903 ROBERTS RD, MCHENRY, IL 60051-9406
Document Number0000037279
Map ReferenceMB5 PG102 DOC77847
Instrument DateOct 25, 2018
Instrument2018R0037279
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$330.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address4903 ROBERTS RD, MCHENRY, IL 60051-9406

Mortgage

Document Number0000037280
DateOct 30, 2018
Instrument2018R0037280
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2048
Interest
Rate TypeFixed Rate
Rate5.12%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionNunda Township
Unified School DistrictWauconda Community Unit School District 118 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$6,537.00$97,989 (+21.94%) Land $16,286 Building $81,703$293,967 (+21.94%) Land $48,858 Building $245,109
2022Homeowner's exemption$80,361 Land $13,356 Building $67,005$241,083 Land $40,068 Building $201,015

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims32 (1979–2026)
Claims Outside the SFHA2 of 32
Most Recent ClaimMay 2026 · other causes
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 3 claims
  • Severe Storms & Flooding, Sep 1993 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA ILLINOIS-NUNDA
private · serves 485 people · EPA ID IL1115600
Water SourceGroundwater
Last State InspectionNov 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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