4903 Pearl St, Nacogdoches, TX 75965 Property Records

Nacogdoches County property record for 4903 Pearl St, Nacogdoches, TX 75965

Property Summary

Property TypeSingle Family Home
Details1,504 sqft · built 1978
Lot Size0.237 acres (10,330 sqft)
OwnerIndividual Name on Record
Last Sale$277,371 (Jun 2026)
Tax Bill$3,853 (2026)
Deeds & MortgagesJun 2026 Sale & Mortgage
Jun 2026 Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN18-333-7001-005000

Property Details

APN / Parcel Number

Primary APN18-333-7001-005000
Alternative APN
  • 30111

Interior

Building Area1,504 sqft Total Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area10,330 sqft (0.237 acres)
Garage TypeAttached
Garage Area420 sqft

Location & Zoning

Account Number18-333-7001-005000
Street Address4903 PEARL ST
CityNACOGDOCHES
StateTX
Zip75965-1566
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 5 BK 1 LAKEWOOD
Legal SubdivisionLAKEWOOD ADDITION
Legal Block1
Legal Lot Number5
JurisdictionNACOGDOCHES TX
Township / Civil DivisionNACOGDOCHES
Census Block Group2
Census Block2018
Census Tract950700

Owner

Source: Nacogdoches County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4903 PEARL ST, NACOGDOCHES, TX 75965-1566
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2026Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 12, 2026Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 19, 2022Correction Deed
COMMUNITY TITLE
Mar 14, 2022Vendor's Lien, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 18, 2016Vendor's Lien, Transfer · Conventional Mortgage
COMMERCIAL BANK OF TEXAS NA
Apr 6, 2010Vendor's Lien, Transfer · FHA Mortgage
COMMERCIAL BANK OF TEXAS NA
Feb 26, 2007Warranty Deed, Transfer · Conventional Mortgage
CITIMORTGAGE INC
Sep 25, 2006Vendor's Lien, Transfer
BANCORPSOUTH BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 12, 2026 · Amount on Record
Deed SaleJun 12, 2026 · Amount on Record
Prior SaleMar 14, 2022 · Amount on Record
Deed Document Number20264633
Prior Transfer DateNov 17, 2016
Prior Transfer Doc004506/223
Record UpdatedOct 29, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionNACOGDOCHES TX
Recording DateJun 12, 2026
Property Address4903 PEARL ST, NACOGDOCHES, TX 75965-1566
Document Number0000004633
Instrument DateJun 11, 2026
Instrument20264633
Transaction TypeTransfer
Record UpdatedJun 23, 2026
Title CompanyNACOGDOCHES HERITAGE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4903 PEARL ST, NACOGDOCHES, TX 75965-1566

Mortgage

Document Number0000004634,
DateJun 12, 2026
Instrument20264634
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionNACOGDOCHES TX
Recording DateJun 12, 2026
Property Address4903 PEARL ST, NACOGDOCHES, TX 75965-1566
Document Number0020264633
Instrument DateJun 11, 2026
Instrument20264633
Transaction TypeTransfer
Record UpdatedAug 25, 2026
Title CompanyHERITAGE TITLE LT, NACOGDOCHES HERITAGE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4903 PEARL ST, NACOGDOCHES, TX 75965-1566

Mortgage

Document Number0000004634,
DateJun 12, 2026
Instrument20264634
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

September 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionNACOGDOCHES TX
Recording DateSep 19, 2022
Property Address4903 PEARL ST, NACOGDOCHES, TX 75965-1566
Document Number0020228091
Map ReferenceVOL 1 PG 93
Instrument DateSep 19, 2022
Instrument2022-8091
Record UpdatedJun 29, 2026
Title CompanyCOMMUNITY TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

March 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionNACOGDOCHES TX
Recording DateMar 14, 2022
Property Address4903 PEARL ST, NACOGDOCHES, TX 75965-1566
Document Number0020222116
Map ReferenceVOL 1 PG 83
Instrument DateMar 9, 2022
Instrument2022-2116
Transaction TypeTransfer
Record UpdatedJun 29, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 KEN PELLAND CV, LIBERTY HILL, TX 78642-4686

Mortgage

Document Number0020222117
DateMar 14, 2022
Instrument2022-2117
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

November 2016: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionNACOGDOCHES TX
Recording DateNov 18, 2016
Property Address4903 PEARL ST, NACOGDOCHES, TX 75965-1566
Document Number004506/223
Book / Page4506 / 223
Map ReferenceVOL 1 PG 83
Instrument DateNov 17, 2016
Instrument2016-8172
Transaction TypeTransfer
Record UpdatedJun 29, 2026
Title CompanyHERITAGE TITLE LT, HERITAGE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4903 PEARL ST, NACOGDOCHES, TX 75965-1566

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 COUNTY ROAD 253, NACOGDOCHES, TX 75965-6980

Mortgage

Document Number0020168173
DateNov 18, 2016
Instrument2016-8173
Lender
NameCOMMERCIAL BANK OF TEXAS NA
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2046

April 2010: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionNACOGDOCHES TX
Recording DateApr 6, 2010
Property Address4903 PEARL ST, NACOGDOCHES, TX 75965-1566
Document Number003240/100
Book / Page3240 / 100
Instrument DateMar 31, 2010
Instrument2010-3742
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address696 CR 2041, NEWTON, TX 75966

Transferred To (Grantee/Buyer)

NameVerified Name
Address4903 PEARL ST, NACOGDOCHES, TX 75965-1566

Mortgage

Document Number0020103743
DateApr 6, 2010
Instrument2010-3743
Lender
NameCOMMERCIAL BANK OF TEXAS NA
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2040

February 2007: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNACOGDOCHES TX
Recording DateFeb 26, 2007
Property Address4903 PEARL ST, NACOGDOCHES, TX 75965-1566
Document Number002601/263
Book / Page2601 / 263
Map ReferenceMB1 PG83
Instrument DateFeb 23, 2007
Instrument102565
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number002601/267
DateFeb 26, 2007
Book Page2601/267
Instrument102566
Lender
NameCITIMORTGAGE INC
TypeMortgage Company
AddressO FALLON, MO 63368
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2037

September 2006: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionNACOGDOCHES TX
Recording DateSep 25, 2006
Property Address4903 PEARL ST, NACOGDOCHES, TX 75965-1566
Document Number002515/201
Book / Page2515 / 201
Instrument DateSep 22, 2006
Instrument96198
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address23445 HWY 50, GARRISON, TX 75946

Transferred To (Grantee/Buyer)

NameVerified Name
Address4903 PEARL ST, NACOGDOCHES, TX 75965-1566

Mortgage

Document Number0000096199
DateSep 25, 2006
Instrument96199
Lender
NameBANCORPSOUTH BANK
TypeBank
Special NotesSeller Financed
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Nacogdoches County assessment roll, as of January 20, 2026

Property Jurisdictions

TypeName
StateTexas
CountyNacogdoches County
MunicipalityNacogdoches City
Unified School DistrictNacogdoches Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,853.00 (+3.16%)$176,960 (+3.15%) Land $19,870 Building $157,090$176,960 (+3.15%) Land $19,870 Building $157,090
2025$3,735.00 (+22.3%)$171,560 (+12.31%) Land $19,870 Building $151,690$171,560 (+12.31%) Land $19,870 Building $151,690
2023$152,750 Land $19,870 Building $132,880$152,750 Land $19,870 Building $132,880
2022$3,054.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 20, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims3 (1979–1991)
Claims Outside the SFHA2 of 3
Most Recent ClaimMay 1991 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NACOGDOCHES
serves 50,226 people · EPA ID TX1740003
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Optimum
Cable
940 / 35

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