4903 Idlewilde Rd, Shady Side, MD 20764 Property Records

Anne Arundel County property record for 4903 Idlewilde Rd, Shady Side, MD 20764

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,420 sqft · built 1955
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on File
Last Sale$304,000 (Dec 2020)
Tax Bill$3,707 (2025)
Deeds & MortgagesDec 2022 Second Mortgage
May 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN07-000-03860061

Property Details

APN / Parcel Number

Primary APN07-000-03860061
Alternative APNs
  • 7-000-03860061
  • 00003860061

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,420 sqft Living Area
1st Floor Area1,420 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area21,780 sqft (0.5 acres)
Patio Area152 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number00003860061
Street Address4903 IDLEWILDE RD
CitySHADY SIDE
StateMD
Zip20764-9770
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description.50 ACRE SHADY SIDE
Legal SubdivisionSHADY SIDE
Legal Block4
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group4
Census Block4003
Census Tract707001

Owner

4903 Idlewilde Rd is owned and occupied by two individuals who bought it in December 2020.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record2 Individual Names on File
Mailing Address4903 IDLEWILDE RD, SHADY SIDE, MD 20764-9770
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
UNITED STATES SENATE FCU
May 12, 2020Deed of Trust, Mortgage · Commercial Mortgage
SEVERN SAVINGS BANK FSB
May 12, 2020Deed of Trust, Mortgage · Commercial Mortgage
SEVERN SAVINGS BANK FSB
Dec 8, 2020Deed, Transfer · FHA Mortgage
BAY CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 8, 2020 · Amount on File
Deed SaleDec 8, 2020 · Amount on File
Prior SaleAug 25, 2004 · Amount on File
Deed Book / Page35755 / 236
Prior Transfer DateOct 14, 2008
Prior Transfer Doc0204840012
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address4903 IDLEWILDE RD, SHADY SIDE, MD 20764-9770
Transaction TypeMortgage
Record UpdatedDec 29, 2022
Title CompanyACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0393370048
DateDec 14, 2022
Book Page39337/48
Lender
NameUNITED STATES SENATE FCU
TypeCredit Union
AddressWASHINGTON, DC 20013
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term120 Months
DueNov 30, 2032

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address4903 IDLEWILDE RD, SHADY SIDE, MD 20764-9770
Transaction TypeMortgage
Record UpdatedOct 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0345720387
DateMay 12, 2020
Book Page34572/387
Lender
NameSEVERN SAVINGS BANK FSB
TypeBank
AddressANNAPOLIS, MD 21401
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address4903 IDLEWILDE RD, SHADY SIDE, MD 20764-9770
Transaction TypeMortgage
Record UpdatedOct 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0345720332
DateMay 12, 2020
Book Page34572/332
Lender
NameSEVERN SAVINGS BANK FSB
TypeBank
AddressANNAPOLIS, MD 21401
Agreement
TypeCommercial Mortgage
AmountAmount on Record

December 2020: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateDec 8, 2020
Property Address4903 IDLEWILDE RD, SHADY SIDE, MD 20764-9770
Document Number0357550236
Book / Page35755 / 236
Instrument DateNov 24, 2020
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyEAGLE TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,560.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4903 IDLEWILDE RD, SHADY SIDE, MD 20764-9770

Mortgage

Document Number35755243
DateDec 8, 2020
Instrument35755/243
Lender
NameBAY CAPITAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4903 Idlewilde Rd was $3,707, up 5% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$307,800 (+5.31%) Land $140,000 Building $167,800$307,800 (-) Land $140,000 Building $167,800
2025$3,707.00 (+4.95%)$292,267$307,800 Land $140,000 Building $167,800
2024$3,532.00 (+23.84%)
2023$2,852.00$261,200 Land $140,000 Building $121,200$261,200 Land $140,000 Building $121,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4903 Idlewilde Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 79 policies
Nearby Flood Policies79 in force
Nearby Flood Claims7 (2003–2021)
Claims Outside the SFHA2 of 7
Most Recent ClaimOct 2021 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4903 Idlewilde Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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