4903 Herd Rd, Metamora, MI 48455 Property Records

Lapeer County property record for 4903 Herd Rd, Metamora, MI 48455

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,324 sqft · built 1978
Lot Size	10 acres (436,471 sqft)
Owner	Individual Name on Record
Last Sale	$219,000 (Dec 2011)
Tax Bill	$2,224 (2022)
Deeds & Mortgages	Jan 2023 Line of Credit Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010-024-039-00`

Property Details

APN / Parcel Number

Primary APN	`010-024-039-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,324 sqft Living Area
1st Floor Area	1,324 sqft
Basement Area	1,324 sqft
Unfinished Basement	1,324 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	436,471 sqft (10 acres)
Garage Area	720 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4903 HERD RD
City	METAMORA
State	MI
Zip	48455-9760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	SEC 24 T6N R9E N 330 FT OF S 1155 FT OF W 1/2 OF SW 1/4. 10.02 A.
Legal Range	09E
Legal Township	06N
Legal Section	24
Jurisdiction	LAPEER MI
Township / Civil Division	HADLEY
Census Block Group	2
Census Block	2003
Census Tract	342000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4903 HERD RD, METAMORA, MI 48455-9760
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jun 28, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Sep 10, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Nov 23, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Feb 9, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2011 · Amount on Record
Deed Sale	Dec 15, 2011 · Amount on Record
Deed Book / Page	2533 / 678
Prior Transfer Date	Mar 10, 2011
Prior Transfer Doc	0024920050
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4903 HERD RD, METAMORA, MI 48455-9760
Transaction Type	Mortgage
Record Updated	Feb 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4903 HERD RD, METAMORA, MI 48455-9760

Mortgage

Document Number	0033320859
Date	Jan 4, 2023
Book Page	3332/859

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jan 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4903 HERD RD, METAMORA, MI 48455-9760
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4903 HERD RD, METAMORA, MI 48455-9760

Mortgage

Document Number	0032150159
Date	Jun 28, 2021
Book Page	3215/159

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4903 HERD RD, METAMORA, MI 48455-9760
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4903 HERD RD, METAMORA, MI 48455-9760

Mortgage

Document Number	0031280112
Date	Sep 10, 2020
Book Page	3128/112

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4903 HERD RD, METAMORA, MI 48455-9760
Document Number	0030650998
Instrument Date	Nov 23, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4903 HERD RD METAMORA MI 484559760, METAMORA, MI 48455-9760

Mortgage

Document Number	0030650998
Date	Dec 4, 2019
Book Page	003065/000998

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4903 HERD RD, METAMORA, MI 48455-9760
Document Number	0029450466
Instrument Date	Feb 9, 2018
Transaction Type	Mortgage
Record Updated	Mar 22, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4903 HERD RD METAMORA MI 484559760, METAMORA, MI 48455-9760

Mortgage

Document Number	0029450466
Date	Feb 16, 2018
Book Page	002945/000466

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2048

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Hadley Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$196,300 (+9.36%)	$392,600 (+9.36%)
2025	Homeowner's exemption	$179,500 (+17.94%)	$359,000 (+17.94%)
2023		$152,200	$304,400
2022	$2,224.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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