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4903 Flora Dr, Melbourne, FL 32934 Property Records

Brevard County property record for 4903 Flora Dr, Melbourne, FL 32934 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2,655 sqft · built 2020
Lot Size2.43 acres (106,286 sqft)
Owner2 Individual Names on File
Last Sale$109,400 (Jul 2010)
Tax Bill$8,206 (2025)
Deeds & MortgagesDec 2021 Line of Credit
May 2019 Construction Loan
+ 2 more
Flood ZoneZone X (minimal risk)
APN27-36-10-01-*-1

Property Details

APN / Parcel Number

Primary APN27-36-10-01-*-1
Alternative APNs
  • 27-36-10-01-00000.0-0001.00
  • 2700851

Interior

Stories1 Story
Building Area2,655 sqft Living Area
Gross Area4,711 sqft
1st Floor Area2,655 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2021
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area106,286 sqft
Garage TypeAttached
Garage Area1,305 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number2700851
Street Address4903 FLORA DR
CityMELBOURNE
StateFL
Zip32934-7846
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFLORA & FAUNA ESTATES LOT 1
Legal Range36E
Legal Township27S
Legal Section10
Legal SubdivisionFLORA & FAUNA ESTATES
Legal Lot Number1
JurisdictionBREVARD FL
Township / Civil DivisionWEST BREVARD
Census Block Group2
Census Block2022
Census Tract71354

Owner

Source: Brevard County records · APN 27-36-10-01-*-1

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4903 FLORA DR, MELBOURNE, FL 32934-7846
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2021Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
May 15, 2019Deed of Trust, Mortgage · Construction Mortgage
FBC MORTGAGE LLC
Aug 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
FBC MORTGAGE LLC
Feb 21, 2020Loan Modification, Mortgage
FBC MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 02, 2010 · Amount on Record
Deed SaleJul 02, 2010 · Amount on Record
Prior SaleMay 24, 2004 · Amount on Record
Deed Document Number2010126587
Deed Book / Page6197 / 1226
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address4903 FLORA DR, MELBOURNE, FL 32934-7846
Transaction TypeMortgage
Record UpdatedJan 18, 2022
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address4903 FLORA DR, MELBOURNE, FL 32934-7846

Mortgage

Document Number0093661516
DateDec 27, 2021
Book Page9366/1516
Instrument2021333529
Lender
NameTRUIST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 26, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address4903 FLORA DR, MELBOURNE, FL 32934-7846
Transaction TypeMortgage
Record UpdatedNov 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0084392326
DateMay 15, 2019
Book Page8439/2326
Instrument2019104485
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term371 Months
DueApr 01, 2050

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address4903 FLORA DR, MELBOURNE, FL 32934-7846
Transaction TypeMortgage
Record UpdatedNov 25, 2021
Title CompanyLEADING EDGE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4903 FLORA DR, MELBOURNE, FL 32934-7846

Mortgage

Document Number0092280245
DateAug 18, 2021
Book Page9228/245
Instrument2021215174
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBREVARD FL
Property Address4903 FLORA DR, MELBOURNE, FL 32934-7846
Document Number0086742958
Instrument DateFeb 21, 2020
Transaction TypeMortgage
Record UpdatedApr 28, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4903 FLORA DR MELBOURNE FL 32934, MELBOURNE, FL 32934

Mortgage

Document Number0086742958
DateFeb 26, 2020
Book Page008674/002958
Instrument46239
Lender
NameFBC MTG
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$648,680 (+2.7%)$830,990 (+0.17%)
2025$8,206.00 (+7.44%) Homeowner's exemption$631,630 (+5.99%)$829,540 (+0.4%) Land $201,980 Building $627,560
2023$7,638.00 (+7.2%) Homeowner's exemption$595,960 (+3%)$826,270 (+1.23%) Land $188,080 Building $638,190
2022$7,125.00 Homeowner's exemption$578,610$816,250 Land $178,350 Building $637,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brevard County (12009C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120090713542, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 317 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies317 in force
291 of 317 on primary residences
Nearby Flood Claims4 (2011–2024)
Most Recent ClaimAug 2024, other causes, Hurricane Debby

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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