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4903 Emilee Grace Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4903 Emilee Grace Ln, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,333 sqft · built 2006
Lot Size0.307 acres (13,373 sqft)
OwnerIndividual Name on File
Last Sale$305,000 (May 2023)
Tax Bill$4,615 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN133078

Property Details

APN / Parcel Number

Primary APN133078
Alternative APN
  • 192531301700012230

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,333 sqft Heated Area
Gross Area3,200 sqft
1st Floor Area2,333 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,373 sqft (0.307 acres)
Garage TypeFinished
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area427 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number133078
Street Address4903 EMILEE GRACE LN
CitySAINT CLOUD
StateFL
Zip34771-8321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOPUD
Legal DescriptionEAST LAKE RESERVE AT NARCOOSSEE UNIT 4 PB 17 PGS 123-124 LOT 223
Legal Range31E
Legal Township25S
Legal Section19
Legal SubdivisionEAST LAKE RESERVE AT NARCOOSSEE UNIT 2
Legal Tract3017
Legal Block1
Legal Lot Number223
Legal Unit4P
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1032
Census Tract43600

Owner

4903 Emilee Grace Ln is owned and occupied by an individual who bought it in May 2023.

Source: Osceola County records, as of December 11, 2025

Owner of RecordIndividual Name on File
Co-owner2 Co-owners on File
Mailing Address4903 EMILEE GRACE LN, SAINT CLOUD, FL 34771-8321
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleMay 15, 2023 · Amount on File
Deed SaleMay 15, 2023 · Amount on File
Prior SaleJul 3, 2007 · Amount on File
Deed Document Number2023061744
Deed Book / Page6407 / 482
Record UpdatedJun 8, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 15, 2023
Property Address4903 EMILEE GRACE LN, SAINT CLOUD, FL 34771-8321
Document Number0064070482
Book / Page6407 / 482
Map ReferenceMB 17 PG 123
Instrument DateMay 12, 2023
Instrument2023061744
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyFIRST INTERNATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,135.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4903 EMILEE GRACE LN, SAINT CLOUD, FL 34771-8321

Transferred To (Grantee/Buyer)

NameVerified Name
Address4903 EMILEE GRACE LN, SAINT CLOUD, FL 34771-8321

Mortgage

Document Number0006407490
DateMay 15, 2023
Instrument6407/490
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueJun 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 4903 Emilee Grace Ln was $4,615 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,615.00 Homeowner's exemption$322,556$421,600 Land $75,000 Building $346,600
2023$2,974.00 (+4.53%) Homeowner's exemption$208,597 (+3%)$400,000 (+6.47%) Land $60,000 Building $340,000
2022$2,845.00 Homeowner's exemption$202,522$375,700 Land $55,000 Building $320,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4903 Emilee Grace Ln in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 278 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4903 Emilee Grace Ln is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 60% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink.

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