4903 Duncan Rd, Monroe, NC 28110 Property Records

Union County property record for 4903 Duncan Rd, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,376 sqft · built 1928
Lot Size	2.3 acres (100,188 sqft)
Owner	Individual Name on Record
Last Sale	$61,990 (Nov 2017)
Tax Bill	$1,442 (2025)
Deeds & Mortgages	Apr 2020 Construction Loan Nov 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`08-234-003A`

Property Details

APN / Parcel Number

Primary APN	`08-234-003A`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,376 sqft Living Area
1st Floor Area	1,376 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	100,188 sqft (2.3 acres)
Porch	Slab
Porch Area	372 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4903 DUNCAN RD
City	MONROE
State	NC
Zip	28110-6964
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	2.30AC 7046-822
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	1
Census Block	1001
Census Tract	20205

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5139 CONCORD HWY, MONROE, NC 28110-8244
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2020	Deed of Trust, Mortgage · Construction Mortgage AMERICAN BANK
Nov 2, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2017 · Amount on Record
Deed Sale	Nov 2, 2017 · Amount on Record
Deed Document Number	201732432
Deed Book / Page	7046 / 822
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4903 DUNCAN RD, MONROE, NC 28110-6964
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7631583
Date	Apr 7, 2020
Book Page	7631/583
Instrument	11687

Lender

Name	AMERICAN BANK
Type	Bank
Address	MONROE, NC 28110

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

November 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	UNION NC
Recording Date	Nov 2, 2017
Property Address	4903 DUNCAN RD, MONROE, NC 28110-6964
Document Number	7046822
Book / Page	007046 / 000822
Instrument Date	Nov 1, 2017
Instrument	32432
Transaction Type	Foreclosure
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$123.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5139 CONCORD HWY MONROE NC 281108244, MONROE, NC 28110-8244

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Unionville Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,900 (-) Land $112,900 Building $171,000	$283,900 (-) Land $112,900 Building $171,000
2025	$1,442.00 (+23.46%)	$283,900 (+62.69%) Land $112,900 Building $171,000	$283,900 (+62.69%) Land $112,900 Building $171,000
2023	$1,168.00	$174,500 Land $53,500 Building $121,000	$174,500 Land $53,500 Building $121,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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