Polk County property record for 4903 Deckside Loop, Lakeland, FL 33812
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,831 sqft · built 2021 |
| Lot Size | 0.323 acres (14,057 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $94,000 (Aug 2020) |
| Tax Bill | $6,229 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Aug 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-29-10-280566-000010 |
| Primary APN | 24-29-10-280566-000010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,831 sqft Living Area |
| Gross Area | 4,041 sqft |
| 1st Floor Area | 2,831 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 14,057 sqft (0.323 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 762 sqft |
| Pool Type | Enclosed Pool |
| Porch | Florida Room |
| Porch Area | 124 sqft |
| Street Address | 4903 DECKSIDE LOOP |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33812-5243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKESIDE HERITAGE PB 166 PGS 26-28 LOT 1 |
| Legal Range | 24E |
| Legal Township | 29S |
| Legal Section | 10 |
| Legal Subdivision | LAKESIDE HERITAGE |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 3 |
| Census Block | 3070 |
| Census Tract | 11834 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4903 DECKSIDE LOOP, LAKELAND, FL 33812-5243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2020 | Warranty Deed, Subdivision Related Transfer MIDFLORIDA CU |
| Aug 4, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Mar 17, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2020 · Amount on Record |
| Deed Sale | Aug 4, 2020 · Amount on Record |
| Prior Sale | Mar 17, 2020 · Amount on Record |
| Deed Document Number | 2020156733 |
| Deed Book / Page | 11322 / 70 |
| Prior Transfer Date | Jul 29, 2020 |
| Prior Transfer Doc | 0000156732 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 4, 2020 |
| Property Address | 4903 DECKSIDE LOOP, LAKELAND, FL 33812-5243 |
| Document Number | 0113220070 |
| Book / Page | 011322 / 000070 |
| Instrument Date | Jul 29, 2020 |
| Instrument | 156733 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $658.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3422 SUMMERWOOD WAY LAKELAND FL 338125019, LAKELAND, FL 33812-5019 |
| Document Number | 113220072 |
|---|---|
| Date | Aug 4, 2020 |
| Book Page | 011322/000072 |
| Instrument | 156734 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802-8008 |
| Amount | Amount Recorded |
|---|---|
| Term | 408 Months |
| Due | Aug 3, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 4, 2020 |
| Property Address | 4903 DECKSIDE LOOP, LAKELAND, FL 33812-5243 |
| Document Number | 0113220068 |
| Book / Page | 011322 / 000068 |
| Instrument Date | Jul 29, 2020 |
| Instrument | 156732 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 639 MIDFLORIDA DR #1 LAKELAND FL 338134925, 1, LAKELAND, FL 33813-4925 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 17, 2020 |
| Property Address | 4903 DECKSIDE LOOP, LAKELAND, FL 33812-5243 |
| Document Number | 0111780257 |
| Book / Page | 011178 / 000257 |
| Instrument Date | Mar 13, 2020 |
| Instrument | 60856 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,001.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 639 MIDFLORIDA DR #1 LAKELAND FL 338134925, 1, LAKELAND, FL 33813-4925 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $536,098 (+2.7%) | $636,602 (+1.45%) Land $80,000 Building $556,602 | |
| 2025 | $6,229.00 (-4.64%) Homeowner's exemption | $522,004 (+5.99%) | $627,517 (+0.6%) Land $80,000 Building $547,517 |
| 2023 | $6,532.00 (+2.27%) Homeowner's exemption | $492,517 (+3%) | $623,751 (+18.71%) Land $78,000 Building $545,751 |
| 2022 | $6,387.00 Homeowner's exemption | $478,172 | $525,449 Land $74,000 Building $451,449 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 9 (2006–2024) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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