4902 Watermark Dr, Champaign, IL 61822 Property Records

Champaign County property record for 4902 Watermark Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.23 acres (10,021 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (May 2021)
Tax Bill	$11,880 (2022)
Deeds & Mortgages	Feb 2022 Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-20-20-329-015`

Property Details

APN / Parcel Number

Primary APN	`45-20-20-329-015`

Exterior

Lot Area	10,021 sqft (0.23 acres)

Location & Zoning

Street Address	4902 WATERMARK DR
City	CHAMPAIGN
State	IL
Zip	61822-3619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 707 IRONWOOD WEST VII SUB
Legal Range	08E
Legal Township	19N
Legal Section	20
Legal Subdivision	IRONWOOD WEST VII SUB
Legal Lot Number	707
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1064
Census Tract	1205

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4902 WATERMARK DR, CHAMPAIGN, IL 61822-3619
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Deed of Trust, Mortgage · VA Mortgage WYNDHAM CAPITAL MORTGAGE INC
May 20, 2021	Warranty Deed, Transfer · VA Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2021 · Amount on Record
Deed Sale	May 20, 2021 · Amount on Record
Prior Sale	Aug 4, 2006 · Amount on Record
Deed Document Number	202111816
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	4902 WATERMARK DR, CHAMPAIGN, IL 61822-3619
Transaction Type	Mortgage
Record Updated	Feb 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002224
Date	Feb 4, 2022
Instrument	2022R02224

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 20, 2021
Property Address	4902 WATERMARK DR, CHAMPAIGN, IL 61822-3619
Document Number	0000011816
Map Reference	DOC 2005R04799
Instrument Date	May 11, 2021
Instrument	2021R11816
Transaction Type	Transfer
Record Updated	Jun 1, 2021
Title Company	ALLIED CAPITAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4902 WATERMARK DR, CHAMPAIGN, IL 61822-3619

Mortgage

Document Number	0000011817
Date	May 20, 2021
Instrument	2021R11817

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%
Change Frequency	6 Months

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$172,530 (+33.54%) Land $33,570 Building $138,960	$517,590 (+33.54%) Land $100,710 Building $416,880
2022	$11,880.00 Homeowner's exemption	$129,200 Land $25,140 Building $104,060	$387,600 Land $75,420 Building $312,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, Verizon.

Nearby Properties on Watermark Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures