4902 Waisanen Rd, Embarrass, MN 55732 Property Records

St. Louis County property record for 4902 Waisanen Rd, Embarrass, MN 55732

Property Summary

Property Type	Agricultural Vacant Land
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Tax Bill	$192 (2026)
Deeds & Mortgages	Sep 2026 Construction Loan Sep 2026 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`330-0010-05721`

Property Details

APN / Parcel Number

Primary APN	`330-0010-05721`
Alternative APN	`1170138`

Exterior

Lot Area	435,600 sqft (10 acres)

Location & Zoning

Account Number	1170138
Street Address	4902 WAISANEN RD
City	EMBARRASS
State	MN
Zip	55732-8347
Property Category	Agriculture or Farming
Property Type	Vacant Land > Agricultural
Legal Description	WESTERLY 330 FEET OF NW1/4 OF NW1/4 SERIAL #
Legal Range	15W
Legal Township	60N
Legal Section	36
Jurisdiction	ST LOUIS MN
Township / Civil Division	EMBARRASS
Census Block Group	1
Census Block	1045
Census Tract	13900

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4902 WAISANEN RD, EMBARRASS, MN 55732-8347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Construction Mortgage EMBARRASS VERMILLION FEDERAL CREDIT UNION
Sep 28, 2026	Deed of Trust, Mortgage · Construction Mortgage EMBARRASS VERMILLION FEDERAL CREDIT UNION
Nov 8, 2024	Deed of Trust, Mortgage · Closed-End Mortgage EMBARRASS VERMILLION FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Sep 28, 2026
Property Address	4902 WAISANEN RD, EMBARRASS, MN 55732-8347
Document Number	0001541209
Instrument Date	Aug 3, 2026
Instrument	20261541209
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4902 WAISANEN RD, EMBARRASS, MN 55732-8347

Mortgage

Document Number	0001541209,
Date	Sep 28, 2026
Instrument	20261541209

Lender

Name	EMBARRASS VERMILLION FEDERAL CREDIT UNION

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 3, 2031

Interest

Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Sep 28, 2026
Property Address	4902 WAISANEN RD, EMBARRASS, MN 55732-8347
Document Number	0001541208
Instrument Date	Aug 3, 2026
Instrument	20261541208
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4902 WAISANEN RD, EMBARRASS, MN 55732-8347

Mortgage

Document Number	0001541208,
Date	Sep 28, 2026
Instrument	20261541208

Lender

Name	EMBARRASS VERMILLION FEDERAL CREDIT UNION

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 3, 2031

Interest

Max Rate	-1%

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4902 WAISANEN RD, EMBARRASS, MN 55732-8347
Transaction Type	Mortgage
Record Updated	Oct 24, 2025
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 89, EMBARRASS, MN 55732-0089

Mortgage

Document Number	0001499133
Date	Nov 8, 2024
Instrument	1499133

Lender

Name	EMBARRASS VERMILLION FCU
Type	Credit Union
Address	AURORA, MN 55705

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Oct 15, 2029

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Embarrass Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$192.00
2025		$18,600 (+113.79%) Land $18,600	$18,600 (+113.79%) Land $18,600
2024		$8,700 Land $8,700	$8,700 Land $8,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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