Frederick County property record for 4902 Small Gains Way, Frederick, MD 21703
| Property Type | Condominium |
|---|---|
| Details | built 2016 |
| Lot Size | 0.067 acres (2,931 sqft) |
| Owner | Individual Name on File |
| Last Sale | $410,000 (Jun 2023) |
| Tax Bill | $3,565 (2023) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-592822 |
| Primary APN | 23-592822 |
|---|---|
| Alternative APN |
|
| Year Built | Built 2016 |
|---|---|
| Architectural Style | Condo/Apartment |
| Lot Area | 2,931 sqft (0.067 acres) |
| Account Number | 592822 |
|---|---|
| Street Address | 4902 SMALL GAINS WAY |
| City | FREDERICK |
| State | MD |
| Zip | 21703-7352 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 4902 PHASE 2004 2,931 SQ FT LINTON AT BALLENGER COND |
| Legal Subdivision | LINDON/BALLENGER CONDO PH 2004 |
| Legal Phase | 2,2004 |
| Legal Unit | 4902 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | Frederick-Gaithersburg-Rockville, MD |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 752301 |
4902 Small Gains Way, a condominium, is owned and occupied by an individual who bought it in June 2023.
Source: Frederick County records, as of September 25, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4902 SMALL GAINS WAY, FREDERICK, MD 21703-7352 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2023 | Deed, Transfer · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC |
| Nov 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2023 · Amount on File |
| Deed Sale | Jun 30, 2023 · Amount on File |
| Prior Sale | Jul 28, 2016 · Amount on File |
| Deed Document Number | 0016506476 |
| Deed Book / Page | 16506 / 476 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 30, 2023 |
| Property Address | 4902 SMALL GAINS WAY, FREDERICK, MD 21703-7352 |
| Document Number | 0165060476 |
| Book / Page | 16506 / 476 |
| Map Reference | MB 96 PG 173-177 |
| Instrument Date | Jun 27, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2023 |
| Title Company | LAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4902 SMALL GAINS WAY, FREDERICK, MD 21703-7352 |
| Document Number | 0016506483 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 16506/483 |
| Name | AMERICAN INTERNET MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4902 SMALL GAINS WAY, FREDERICK, MD 21703-7352 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | CROWN TITLE CORPORATION |
| Name | Verified Name |
|---|---|
| Address | 4902 SMALL GAINS WAY, FREDERICK, MD 21703-7352 |
| Document Number | 0154990450 |
|---|---|
| Date | Nov 16, 2021 |
| Book Page | 15499/450 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,565.00 (+1.13%) Homeowner's exemption | $300,000 (+1.12%) Land $75,000 Building $225,000 | $300,000 (-) Land $75,000 Building $225,000 |
| 2022 | $3,525.00 Homeowner's exemption | $296,667 | $300,000 Land $75,000 Building $225,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4902 Small Gains Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4902 Small Gains Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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