4902 S Pass Rd, Sumas, WA 98295 Property Records

Whatcom County property record for 4902 S Pass Rd, Sumas, WA 98295

Property Summary

Property TypeSingle Family Home
Details1,500 sqft · built 1969
Lot Size1.83 acres (79,715 sqft)
Owner2 Individual Names on File
Tax Bill$844 (2025)
Deeds & MortgagesNov 2018 Line of Credit
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN14056

Property Details

APN / Parcel Number

Primary APN14056
Alternative APNs
  • 400424 511520 0000
  • 138344

Interior

Building Area1,500 sqft Living Area

Exterior

Year BuiltBuilt 1969
Exterior MaterialMetal
Roof MaterialMetal
Lot Area79,715 sqft (1.83 acres)

Location & Zoning

Account Number14056
Street Address4902 S PASS RD
CitySUMAS
StateWA
Zip98295-8306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5A
Legal DescriptionBEG AT NW COR OF GOVT LOT 1 SEC 19-40-5E-TH S TO C/L OF SOUTH PASS RD-TH FOL C/L OF SOUTH PASS RD 320 FT-TH S TAP DUE W OF PT
Legal Range04
Legal Township40
Legal Section24
Legal Lot Number1
JurisdictionWHATCOM WA
Township / Civil DivisionEAST WHATCOM
Census Block Group2
Census Block2011
Census Tract10101

Owner

4902 S Pass Rd is owned and occupied by two individuals.

Source: Whatcom County records, as of March 16, 2026

Owner of Record2 Individual Names on File
Mailing Address4902 S PASS RD, SUMAS, WA 98295-8306
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2018Deed of Trust, Mortgage · Line of Credit
INDUSTRIAL CU
Nov 9, 2018Deed of Trust, Mortgage · Conventional Mortgage
INDUSTRIAL CU

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address4902 S PASS RD, SUMAS, WA 98295-8306
Document Number2181101270
Instrument DateNov 9, 2018
Transaction TypeMortgage
Record UpdatedNov 27, 2018
Title CompanyWHATCOM LAND TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address4902 S PASS RD SUMAS WA 982958306, SUMAS, WA 98295-8306

Mortgage

Document Number2181101270
DateNov 14, 2018
Instrument1101270
Lender
NameINDUSTRIAL CU
TypeCredit Union
AddressBELLINGHAM, WA 98227-1767
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address4902 S PASS RD, SUMAS, WA 98295-8306
Document Number2181101269
Instrument DateNov 9, 2018
Transaction TypeMortgage
Record UpdatedNov 27, 2018
Title CompanyWHATCOM LAND TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4902 S PASS RD SUMAS WA 982958306, SUMAS, WA 98295-8306

Mortgage

Document Number2181101269
DateNov 14, 2018
Instrument1101269
Lender
NameINDUSTRIAL CU
TypeCredit Union
AddressBELLINGHAM, WA 98227-1767
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4902 S Pass Rd was $844.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictNooksack Valley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$844.00$91,261 Land $38,470 Building $52,791$91,261 Land $38,470 Building $52,791
2022$46,506 Land $25,651 Building $20,855$46,506 Land $25,651 Building $20,855
2021$388.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4902 S Pass Rd in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 40 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims22 (2021–2025)
Most Recent ClaimDec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4902 S Pass Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on S Pass Rd

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