4902 Panorama Ave, Holiday, FL 34690 Property Records

Pasco County property record for 4902 Panorama Ave, Holiday, FL 34690

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 936 sqft · built 1966
Lot Size0.137 acres (5,950 sqft)
OwnerIndividual Name on Record
Last Sale$99,500 (Jul 2019)
Tax Bill$1,005 (2025)
Deeds & MortgagesSep 2025 Second Mortgage
Jan 2023 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN31-26-16-021A-00000-4430

Property Details

APN / Parcel Number

Primary APN31-26-16-021A-00000-4430
Alternative APNs
  • 162631021A000004430
  • 2143906

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area936 sqft Living Area
Gross Area1,224 sqft
1st Floor Area816 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,950 sqft (0.137 acres)
Garage TypeAttached
Garage Area288 sqft
DrivewayConcrete Driveway
Driveway Area700 sqft
Parking Spaces1 Parking Space
PorchFlorida Room
Porch Area272 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address4902 PANORAMA AVE
CityHOLIDAY
StateFL
Zip34690-5840
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionCREST RIDGE GARDENS UNIT 5 PB 8 PG 85 LOT 443
Legal Range16E
Legal Township26S
Legal Section31
Legal SubdivisionCREST RIDGE GARDENS
Legal Tract21A
Legal Lot Number443
Legal Unit5
JurisdictionPASCO FL
Township / Civil DivisionNEW PORT RICHEY
Census Block Group1
Census Block1000
Census Tract30502

Owner

Source: Pasco County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4902 PANORAMA AVE, HOLIDAY, FL 34690-5840
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Jan 30, 2023Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Oct 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Jul 29, 2019Warranty Deed, Transfer · Conventional Mortgage
WATERSTONE MORTGAGE CORP
Apr 24, 2017Warranty Deed, Transfer
KEYSTONE TITLE, KEYSTONE TITLE AGENCY INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 29, 2019 · Amount on Record
Deed SaleJul 29, 2019 · Amount on Record
Prior SaleApr 24, 2017 · Amount on Record
Deed Document Number2019126333
Deed Book / Page9945 / 3245
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address4902 PANORAMA AVE, HOLIDAY, FL 34690-5840
Transaction TypeMortgage
Record UpdatedSep 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4902 PANORAMA AVE, HOLIDAY, FL 34690-5840

Mortgage

Document Number0112812266
DateSep 16, 2025
Book Page11281/2266
Instrument2025176646
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address4902 PANORAMA AVE, HOLIDAY, FL 34690-5840
Transaction TypeMortgage
Record UpdatedFeb 14, 2023
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0107582649
DateJan 30, 2023
Book Page10758/2649
Instrument2023016928
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term252 Months
DueJan 17, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address4902 PANORAMA AVE, HOLIDAY, FL 34690-5840
Transaction TypeMortgage
Record UpdatedNov 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4902 PANORAMA AVE, HOLIDAY, FL 34690-5840

Mortgage

Document Number0104651734
DateOct 22, 2021
Book Page10465/1734
Instrument2021225029
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueSep 1, 2051

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateJul 29, 2019
Property Address4902 PANORAMA AVE, HOLIDAY, FL 34690-5840
Document Number0099453245
Book / Page9945 / 3245
Map ReferenceMB 8 PG 85
Instrument DateJul 25, 2019
Instrument2019126333
Transaction TypeTransfer
Record UpdatedDec 13, 2021
Title CompanyWOLLINKA WIKLE TTL INS AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$696.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4715 RYALS RD, 4715, ZEPHYRHILLS, FL 33541-7159

Transferred To (Grantee/Buyer)

NameVerified Name
Address4902 PANORAMA AVE, HOLIDAY, FL 34690-5840

Mortgage

Document Number99453246
DateJul 29, 2019
Instrument9945/3246
Lender
NameWATERSTONE MORTGAGE CORP
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateApr 24, 2017
Property Address4902 PANORAMA AVE, HOLIDAY, FL 34690-5840
Document Number0095300889
Book / Page009530 / 000889
Instrument DateApr 21, 2017
Instrument60890
Transaction TypeTransfer
Record UpdatedMay 10, 2017
Title CompanyKEYSTONE TITLE, KEYSTONE TITLE AGENCY INC

Transaction

AmountAmount Recorded
Tax$466.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3419 WINDER DR HOLIDAY FL 346911363, HOLIDAY, FL 34691-1363

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$91,020 (+2.89%)$189,424 (-0.11%) Land $38,437 Building $150,987
2025$1,005.00 (+9.24%) Homeowner's exemption$88,460 (+5.98%) Land $38,437 Building $50,023$189,636 (+6.22%) Land $38,437 Building $151,199
2023$920.00 (+13.3%) Additional exemption filed$83,470 (+3%) Land $27,846 Building $55,624$178,527 (+49.58%) Land $27,846 Building $150,681
2022$812.00 Homeowner's exemption$81,040 Land $23,205 Building $57,835$119,353 Land $23,205 Building $96,148

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims17 (1997–2024)
Claims Outside the SFHA17 of 17
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Tropical Storm Debby, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRESTRIDGE UTILITIES
private · serves 1,209 people · EPA ID FL6510403
Water SourceGroundwater
Last State InspectionFeb 2024
Also Mapped HerePCUD-PASCO COUNTY REGIONAL PWS
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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