4902 Ocean Ln, Elk Grove, CA 95757 Property Records

Sacramento County property record for 4902 Ocean Ln, Elk Grove, CA 95757

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,302 sqft · built 2019
Lot Size	0.042 acres (1,806 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Apr 2021)
Tax Bill	$7,789 (2025)
Deeds & Mortgages	Apr 2021 Transfer Apr 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`132-1860-139-0000`

Property Details

APN / Parcel Number

Primary APN	`132-1860-139-0000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,302 sqft Living Area
1st Floor Area	573 sqft
2nd Floor Area	729 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	1,806 sqft (0.042 acres)
Garage Area	214 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4902 OCEAN LN
City	ELK GROVE
State	CA
Zip	95757-2544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-18
Legal Description	MONTEREY VILLAGE, LOT 143
Legal Subdivision	MONTEREY VILLAGE
Legal Lot Number	143
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1021
Census Tract	9649

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	368 HALE ST, SAN FRANCISCO, CA 94134-1115
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Intrafamily Transfer, Transfer ORANGE COAST TITLE COMPANY, ORANGE COAST TTL CO OF NOCAL
Apr 14, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 26, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Nov 26, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage KBHS HM LNS LLC
Oct 24, 2017	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2021 · Amount on Record
Deed Sale	Apr 14, 2021 · Amount on Record
Prior Sale	Nov 26, 2019 · Amount on Record
Deed Book / Page	20210414 / 1647
Prior Transfer Date	Nov 23, 2019
Prior Transfer Doc	11260000000336
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 14, 2021
Property Address	4902 OCEAN LN, ELK GROVE, CA 95757-2544
Document Number	0000001648
Map Reference	MB 352 PG 10
Instrument Date	Apr 12, 2021
Instrument	202104141648
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TTL CO OF NOCAL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	368 HALE ST, SAN FRANCISCO, CA 94134-1115

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 14, 2021
Property Address	4902 OCEAN LN, ELK GROVE, CA 95757-2544
Document Number	0000001647
Map Reference	MB 352 PG 10
Instrument Date	Apr 9, 2021
Instrument	202104141647
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	368 HALE ST, SAN FRANCISCO, CA 94134-1115

Mortgage

Document Number	0000001649
Date	Apr 14, 2021
Instrument	202104141649

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 26, 2019
Property Address	4902 OCEAN LN, ELK GROVE, CA 95757-2544
Document Number	1911260336
Instrument Date	Nov 23, 2019
Instrument	1911260336
Transaction Type	Transfer
Record Updated	Dec 12, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2184 SIERRA RD SAN JOSE CA 951312677, SAN JOSE, CA 95131-2677

November 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 26, 2019
Property Address	4902 OCEAN LN, ELK GROVE, CA 95757-2544
Document Number	1911260335
Instrument Date	Nov 1, 2019
Instrument	1911260335
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$371.80
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2184 SIERRA RD SAN JOSE CA 951312677, SAN JOSE, CA 95131-2677

Mortgage

Document Number	1911260337
Date	Nov 26, 2019
Instrument	1911260337

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75039

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 24, 2017
Property Address	4902 OCEAN LN, ELK GROVE, CA 95757-2544
Document Number	1710241554
Instrument Date	Oct 23, 2017
Instrument	1710241554
Transaction Type	Transfer
Record Updated	Nov 3, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$4,430.00
Amount Accuracy	Full Value
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3005 DOUGLAS BLVD #250 ROSEVILLE CA 956614267, 250, ROSEVILLE, CA 95661-4267

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Elk Grove City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$463,713 (+2%) Land $143,530 Building $320,183
2025	$7,789.00 (+0.87%)	$454,621 (+4.04%) Land $140,716 Building $313,905
2024	$7,722.00 (+2.56%)
2023	$7,529.00 (+2.17%)	$436,968 Land $135,252 Building $301,716
2022	$7,369.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA - LAGUNA/VINEYARD serves 188,417 people · EPA ID CA3410029
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 785 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20

May also be available: GeoLinks, Succeed.Net, Verizon.

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