St. Louis County property record for 4902 Oakley St, Duluth, MN 55804 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.25 ba · 1,063 sqft · built 1965 |
| Lot Size | 0.256 acres (11,170 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Dec 2017) |
| Tax Bill | $3,990 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0790-09570 |
| Primary APN | 010-0790-09570 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,063 sqft Gross Area |
| 1st Floor Area | 1,063 sqft |
| Basement Area | 213 sqft |
| Finished Basement | 213 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 11,170 sqft (0.256 acres) |
| Garage Type | Basement |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 192 sqft |
| Storage Building | 70 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1041797 |
|---|---|
| Street Address | 4902 OAKLEY ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-1235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INC. E. 10 FT. OF PT. OF VAC. AVE. ADJ.(PARCEL ALSO INCLUDES L 927 AND WLY20 FT OF LOT 928) SERIAL # |
| Legal Subdivision | CROSLEY PARK ADDITION |
| Legal Block | 72 |
| Legal Lot Number | 926 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 600 |
Source: St. Louis County records · APN 010-0790-09570
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4902 OAKLEY ST, DULUTH, MN 55804-1235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BANK OF COMMERCE |
| Dec 21, 2017 | Grant Deed, Transfer · Conventional Mortgage REPUBLIC BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 21, 2017 · Amount on Record |
| Deed Sale | Dec 21, 2017 · Amount on Record |
| Deed Document Number | 2017993435 |
| Prior Transfer Date | Jan 06, 2015 |
| Prior Transfer Doc | 000T953485 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4902 OAKLEY ST, DULUTH, MN 55804-1235 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001037629 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | 1037629 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2041 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 21, 2017 |
| Property Address | 4902 OAKLEY ST, DULUTH, MN 55804-1235 |
| Document Number | 000T993435 |
| Instrument Date | Nov 09, 2017 |
| Instrument | T993435 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2018 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $627.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4902 OAKLEY ST DULUTH MN 558041235, DULUTH, MN 55804-1235 |
| Document Number | T993436 |
|---|---|
| Date | Dec 21, 2017 |
| Instrument | T993436 |
| Name | REPUBLIC BK |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 20, 2047 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,990.00 (+7.09%) Homeowner's exemption | ||
| 2025 | $3,726.00 (+3.04%) Homeowner's exemption | $307,700 (+6.32%) Land $59,300 Building $248,400 | $307,700 (+6.32%) Land $59,300 Building $248,400 |
| 2024 | $3,616.00 | $289,400 (+18.07%) Land $57,200 Building $232,200 | $289,400 (+18.07%) Land $57,200 Building $232,200 |
| 2022 | $245,100 Land $44,000 Building $201,100 | $245,100 Land $44,000 Building $201,100 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370006004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 424 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
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