4902 Ludovic Ct, Katy, TX 77493 Property Records

Harris County property record for 4902 Ludovic Ct, Katy, TX 77493

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,577 sqft · built 2020
Lot Size	0.229 acres (9,967 sqft)
Owner	2 Individual Names on File
Last Sale	$408,700 (May 2021)
Tax Bill	$8,492 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`141-062-002-0012`

Property Details

APN / Parcel Number

Primary APN	`141-062-002-0012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,577 sqft Living Area
1st Floor Area	1,066 sqft
Game Room	Game Room

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	9,967 sqft (0.229 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1410620020012
Street Address	4902 LUDOVIC CT
City	KATY
State	TX
Zip	77493-5081
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 12 BLK 2 KATY MANOR SOUTH SEC 2
Legal Subdivision	KATY MANOR SOUTH SEC 2
Legal Block	2
Legal Lot Number	12
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2078
Census Tract	542902

Owner

4902 Ludovic Ct is owned and occupied by two individuals who bought it in May 2021.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4902 LUDOVIC CT, KATY, TX 77493-5081
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Deed of Trust, Mortgage · FHA Mortgage THRIVE MORTGAGE LLC
May 6, 2021	Vendor's Lien, Transfer THRIVE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2021 · Amount on File
Deed Sale	May 6, 2021 · Amount on File
Deed Document Number	2021250262
Prior Transfer Date	May 3, 2021
Prior Transfer Doc	0000250262
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	4902 LUDOVIC CT, KATY, TX 77493-5081
Transaction Type	Mortgage
Record Updated	Sep 3, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021250263
Date	May 6, 2021
Instrument	2021-250263

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company
Address	GEORGETOWN, TX 78633

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

May 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	May 6, 2021
Property Address	4902 LUDOVIC CT, KATY, TX 77493-5081
Document Number	0000250262
Map Reference	MF 690469
Instrument Date	May 3, 2021
Instrument	2021-250262
Transaction Type	Transfer
Record Updated	Sep 26, 2022
Title Company	KEY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4902 LUDOVIC CT, KATY, TX 77493-5081

Mortgage

Document Number	0000250263
Date	May 6, 2021
Instrument	2021-250263

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4902 Ludovic Ct was $8,492 with a homeowner's exemption, up 63.8% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,517 (-2.48%) Land $78,203 Building $282,314	$360,517 (-2.48%) Land $78,203 Building $282,314
2025	$8,492.00 (+63.81%) Homeowner's exemption	$369,695 Land $78,203 Building $291,492	$369,695 Land $78,203 Building $291,492
2024	$5,184.00
2023		$414,454 Land $78,203 Building $336,251	$414,454 Land $78,203 Building $336,251
2022	$5,426.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4902 Ludovic Ct in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 1,172 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,172 in force
Nearby Flood Claims	14 (2016–2024)
Claims Outside the SFHA	7 of 14
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Beryl, Jul 2024 · 3 claims Hurricane Harvey, Aug 2017 · 9 claims Severe Storms And Flooding, Apr 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4902 Ludovic Ct is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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