4902 Joyce Ct, McHenry, IL 60050 Property Records

McHenry County property record for 4902 Joyce Ct, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,854 sqft · built 2000
Lot Size	0.137 acres (5,984 sqft)
Owner	Individual Name on Record
Last Sale	$226,000 (Mar 2019)
Tax Bill	$8,943 (2024)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-34-359-011`

Property Details

APN / Parcel Number

Primary APN	`09-34-359-011`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,854 sqft Living Area
1st Floor Area	963 sqft
Basement Area	957 sqft
Finished Basement	766 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,984 sqft
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	60 sqft
Patio Area	201 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4902 JOYCE CT
City	MCHENRY
State	IL
Zip	60050-0519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0035826 LT 67 PARK RIDGE ESTATES PHASE 2
Legal Range	08E
Legal Township	45N
Legal Section	34
Legal Subdivision	PARK RIDGE ESTATES
Legal Phase	2
Legal Lot Number	67
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3027
Census Tract	870605

Owner

Source: McHenry County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4902 JOYCE CT, MCHENRY, IL 60050-0519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 19, 2022	Intrafamily Transfer, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Mar 19, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2019 · Amount on Record
Deed Sale	Mar 19, 2019 · Amount on Record
Prior Sale	Oct 19, 2022
Deed Document Number	0000007210
Last Transfer Date	Jan 12, 2026
Transfer Doc	0000001044
Record Updated	Jun 8, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Jan 12, 2026
Property Address	4902 JOYCE CT, MCHENRY, IL 60050-0519
Document Number	0000001044
Map Reference	DOC 1999R0038992
Instrument Date	Oct 21, 2025
Instrument	2026R0001044
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4902 JOYCE CT, MCHENRY, IL 60050-0519

Mortgage

Document Number	0000001045
Date	Jan 12, 2026
Instrument	2026R0001045

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2055

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Oct 19, 2022
Property Address	4902 JOYCE CT, MCHENRY, IL 60050-0519
Document Number	0000035826
Map Reference	DOC 1999R38992
Instrument Date	Apr 5, 2022
Instrument	2022R0035826
Transaction Type	Transfer
Record Updated	Oct 28, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4902 JOYCE CT, MCHENRY, IL 60050-0519

Mortgage

Document Number	0000035827
Date	Oct 19, 2022
Instrument	2022R0035827

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	May 1, 2052

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 19, 2019
Property Address	4902 JOYCE CT, MCHENRY, IL 60050-0519
Document Number	0000007210
Map Reference	DOC 1999R38992
Instrument Date	Mar 14, 2019
Instrument	2019R0007210
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$339.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4902 JOYCE CT, MCHENRY, IL 60050-0519

Mortgage

Document Number	0000007211
Date	Mar 19, 2019
Instrument	2019R0007211

Lender

Name	FIRST SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$8,943.00 Homeowner's exemption	$113,726 (+20.32%) Land $17,601 Building $96,125	$341,178 (+20.32%) Land $52,803 Building $288,375
2022	Homeowner's exemption	$94,523 Land $14,629 Building $79,894	$283,569 Land $43,887 Building $239,682

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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