Lucas County property record for 4902 Estero Pl, Toledo, OH 43623
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,082 sqft · built 1958 |
| Lot Size | 0.305 acres (13,300 sqft) |
| Owner | Individual Name on File |
| Last Sale | $192,500 (Oct 2018) |
| Tax Bill | $6,126 (2025) |
| Deeds & Mortgages | Aug 2023 Second Mortgage Jan 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-25601 |
| Primary APN | 23-25601 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 3,082 sqft Living Area |
| 1st Floor Area | 1,965 sqft |
| 2nd Floor Area | 1,117 sqft |
| Basement Area | 812 sqft |
| Year Built | Built 1958 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Lot Area | 13,300 sqft (0.305 acres) |
| Lot Dimensions | 148 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 304 sqft |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4902 ESTERO PL |
|---|---|
| City | TOLEDO |
| State | OH |
| Zip | 43623-3777 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10-RS12 |
| Legal Description | ESTERO PLACE LOT 31 |
| Legal Subdivision | ESTERO PLACE |
| Legal Tract | 78 |
| Legal Lot Number | 31 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | TOLEDO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 7801 |
Source: Lucas County records · APN 23-25601
Assessment roll updated August 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4902 ESTERO PL, TOLEDO, OH 43623-3777 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DIRECTIONS CU |
| Jan 10, 2022 | Deed of Trust, Mortgage · Line of Credit MORTGAGE DIRECTIONS CU |
| Dec 15, 2021 | Intrafamily Transfer, Transfer |
| Apr 21, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Oct 19, 2018 | Survivorship Deed, Transfer · FHA Mortgage VAN DYK MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 19, 2018 · Amount on Record |
| Deed Sale | Oct 19, 2018 · Amount on Record |
| Prior Sale | Oct 19, 2018 · Amount on Record |
| Deed Document Number | 0000047473 |
| Last Transfer Date | Dec 15, 2021 |
| Transfer Doc | 0000065666 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 4902 ESTERO PL, TOLEDO, OH 43623-3777 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4902 ESTERO PL, TOLEDO, OH 43623-3777 |
| Document Number | 0000028186 |
|---|---|
| Date | Aug 30, 2023 |
| Instrument | 202308300028186 |
| Name | DIRECTIONS CU |
|---|---|
| Type | Credit Union |
| Address | TOLEDO, OH 43604 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 4902 ESTERO PL, TOLEDO, OH 43623-3777 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4902 ESTERO PL, TOLEDO, OH 43623-3777 |
| Document Number | 0000001510 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 202201100001510 |
| Name | MORTGAGE DIRECTIONS CU |
|---|---|
| Address | TOLEDO, OH 43604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 28, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Dec 15, 2021 |
| Property Address | 4902 ESTERO PL, TOLEDO, OH 43623-3777 |
| Document Number | 0000065666 |
| Instrument Date | Dec 07, 2021 |
| Instrument | 202112150065666 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4902 ESTERO PL, TOLEDO, OH 43623-3777 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 4902 ESTERO PL, TOLEDO, OH 43623-3777 |
| Transaction Type | Mortgage |
| Record Updated | May 06, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000020105 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 202104210020105 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Oct 19, 2018 |
| Property Address | 4902 ESTERO PL, TOLEDO, OH 43623-3777 |
| Document Number | 0000047473 |
| Instrument Date | Sep 27, 2018 |
| Instrument | 201810190047473 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2022 |
| Title Company | LIBERTY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $770.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4902 ESTERO PL, TOLEDO, OH 43623-3777 |
| Document Number | 0000047481 |
|---|---|
| Date | Oct 19, 2018 |
| Instrument | 201810190047481 |
| Name | VAN DYK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2048 |
Source: Lucas County records · Assessment roll updated August 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| Municipality | Toledo City |
| Unified School District | Washington Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,126.00 (+7.25%) Homeowner's exemption | $100,205 (-) Land $11,865 Building $88,340 | |
| 2024 | $5,712.00 (+28.01%) Homeowner's exemption | $100,205 (+61.11%) Land $11,865 Building $88,340 | $286,300 (+61.11%) Land $33,900 Building $252,400 |
| 2023 | $4,462.00 (+0.7%) Homeowner's exemption | $62,195 (-) Land $8,470 Building $53,725 | |
| 2022 | $4,431.00 Homeowner's exemption | $62,195 Land $8,470 Building $53,725 | |
| 2021 | $177,700 Land $24,200 Building $153,500 |
Source: FEMA National Flood Hazard Layer, Lucas County (39095C), updated July 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 238 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| BCI Mississippi Broadband Fiber · Cable in parts of the area | 10,000 / 10,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: Frontier, Spectrum.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CITY OF TOLEDO serves 360,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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