4902 E Laredo Ln, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4902 E Laredo Ln, Cave Creek, AZ 85331

Property Summary

Property Type	Mobile Home
Details	350 sqft · built 1975
Lot Size	0.792 acres (34,541 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Sep 2021)
Tax Bill	$567 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`211-46-084`

Property Details

APN / Parcel Number

Primary APN	`211-46-084`

Interior

Stories	1 Story
Building Area	350 sqft Living Area
1st Floor Area	350 sqft

Exterior

Year Built	Built 1975
Construction Type	Steel Frame
Lot Area	34,541 sqft (0.792 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	4902 E LAREDO LN
City	CAVE CREEK
State	AZ
Zip	85331-5163
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R-35
Legal Description	SAGUARO WEST
Legal Range	04E
Legal Township	05N
Legal Section	08
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	SAGUARO WEST
Legal Lot Number	32
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	2
Census Block	2031
Census Tract	612500

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 4454, CAVE CREEK, AZ 85327-4454
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 9, 2017	Warranty Deed, Transfer · Conventional with PMI PAYNE TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2021 · Amount on Record
Deed Sale	Sep 17, 2021 · Amount on Record
Prior Sale	Nov 9, 2017 · Amount on Record
Deed Document Number	20211009877
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 17, 2021
Property Address	4902 E LAREDO LN, CAVE CREEK, AZ 85331-5163
Document Number	0001009877
Map Reference	MB 145 PG 10
Instrument Date	Aug 10, 2021
Instrument	20211009877
Transaction Type	Transfer
Record Updated	Sep 24, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3903 N MOUNTAIN AVE, 3903, TUCSON, AZ 85719-1329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4454, CAVE, CA 85237

Mortgage

Document Number	0001007851
Date	Sep 17, 2021
Instrument	20211007851

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 9, 2017
Property Address	4902 E LAREDO LN, CAVE CREEK, AZ 85331-5163
Document Number	0000834701
Instrument Date	Nov 1, 2017
Instrument	834701
Transaction Type	Transfer
Record Updated	Nov 16, 2017
Title Company	MAGNUS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4902 E LAREDO LN CAVE CREEK AZ 853315163, CAVE CREEK, AZ 85331-5163

Mortgage

Document Number	834702
Date	Nov 9, 2017
Instrument	834702

Lender

Name	PAYNE TRUST (PT)
Address	39795 N OLD STAGE RD, CAVE CREEK, AZ 85331-8015

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,719 (-1.41%)	$267,189 (-1.41%) Land $255,600 Building $11,589
2025	$567.00 (+28.28%)
2024		$27,100	$271,003 Land $244,700 Building $26,303
2023	$442.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 74% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Mojo Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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