4902 Creekside Dr, New Bern, NC 28562 Property Records

Craven County property record for 4902 Creekside Dr, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,468 sqft · built 1982
Lot Size	0.542 acres (23,616 sqft)
Owner	2 Individual Names on File
Last Sale	$119,000 (Dec 1999)
Tax Bill	$3,045 (2025)
Deeds & Mortgages	Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8-059-SCT4-035`

Property Details

APN / Parcel Number

Primary APN	`8-059-SCT4-035`
Alternative APN	`36771`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,468 sqft Living Area
1st Floor Area	2,468 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,616 sqft (0.542 acres)
Garage Type	Attached
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	36771
Street Address	4902 CREEKSIDE DR
City	NEW BERN
State	NC
Zip	28562-5008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR15
Legal Description	LOT 35 CYPRESS SHORES SCT 4
Legal Subdivision	CYPRESS SHORES
Legal Lot Number	35
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	3
Census Block	3009
Census Tract	960402

Owner

4902 Creekside Dr is owned and occupied by two individuals who bought it in December 1999.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4902 CREEKSIDE DR, NEW BERN, NC 28562-5008
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 1999 · Amount on File
Deed Sale	Dec 30, 1999 · Amount on File
Deed Book / Page	1733 / 730
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Recording Date	Jun 26, 2026
Property Address	4902 CREEKSIDE DR, NEW BERN, NC 28562-5008
Document Number	0010158072
Book / Page	3885 / 1600
Instrument Date	Jun 24, 2026
Instrument	202610158072
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4902 CREEKSIDE DR, NEW BERN, NC 28562-5008

Mortgage

Document Number	0010158072,
Date	Jun 26, 2026
Book Page	3885/1600
Instrument	202610158072

Lender

Name	USAA FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 4902 Creekside Dr was $3,045.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$356,150 (-) Land $50,000 Building $306,150	$356,150 (-) Land $50,000 Building $306,150
2025	$3,045.00	$356,150 Land $50,000 Building $306,150	$356,150 Land $50,000 Building $306,150
2023	$2,997.00 (+25.03%)	$356,150 (+58.78%) Land $50,000 Building $306,150	$356,150 Land $50,000 Building $306,150
2022	$2,397.00	$224,310 Land $40,000 Building $184,310
2018			$224,310 Land $40,000 Building $184,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4902 Creekside Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4902 Creekside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20