4902 Cabernet Ave, De Soto, MO 63020 Property Records

Jefferson County property record for 4902 Cabernet Ave, De Soto, MO 63020

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,248 sqft · built 2005
Lot Size	5.01 acres (218,671 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,441 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`248.027.00000048`

Property Details

APN / Parcel Number

Primary APN	`248.027.00000048`
Alternative APN	`2480270 048`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	218,671 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4902 CABERNET AVE
City	DE SOTO
State	MO
Zip	63020-6104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR2
Legal Description	VINELAND FARMS LOT 34
Legal Range	4E
Legal Township	39N
Legal Section	27
Legal Subdivision	VINELAND FARMS
Legal Block	1
Legal Lot Number	34
Jurisdiction	JEFFERSON MO
Township / Civil Division	VALLE
Census Block Group	1
Census Block	1027
Census Tract	701401

Owner

4902 Cabernet Ave is owned and occupied by two individuals who acquired it in September 2018.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4902 CABERNET AVE, DE SOTO, MO 63020-6104
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · FHA Mortgage TOP FLITE FINANCIAL INC
Jan 26, 2024	Deed of Trust, Mortgage · FHA Mortgage TOP FLITE FINANCIAL INC
Sep 10, 2018	Warranty Deed, Transfer INVESTORS TITLE COMPANY
Jun 26, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2018
Deed Sale	Sep 10, 2018
Prior Sale	Aug 16, 2012
Deed Document Number	201827575
Prior Transfer Date	Feb 23, 2017
Prior Transfer Doc	0000019634
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4902 CABERNET AVE, DE SOTO, MO 63020-6104
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4902 CABERNET AVE, DE SOTO, MO 63020-6104

Mortgage

Document Number	0000031113
Date	Dec 1, 2025
Instrument	2025R-031113

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4902 CABERNET AVE, DE SOTO, MO 63020-6104
Transaction Type	Mortgage
Record Updated	Feb 8, 2024
Title Company	NC TITLE COMPANY, NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4902 CABERNET AVE, DE SOTO, MO 63020-6104

Mortgage

Document Number	0000001817
Date	Jan 26, 2024
Instrument	2024R-001817

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2053

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 10, 2018
Property Address	4902 CABERNET AVE, DE SOTO, MO 63020-6104
Document Number	0000027575
Instrument Date	Sep 4, 2018
Instrument	27575
Transaction Type	Transfer
Record Updated	Sep 17, 2018
Title Company	INVESTORS TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4902 CABERNET AVE DE SOTO MO 630206104, DE SOTO, MO 63020-6104

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 26, 2017
Property Address	4902 CABERNET AVE, DE SOTO, MO 63020-6104
Document Number	0000019634
Instrument Date	Feb 23, 2017
Instrument	19634
Transaction Type	Transfer
Record Updated	Jul 3, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5024 HIGHLAND BAPTIST CHURCH RD HILLSBORO MO 630503511, HILLSBORO, MO 63050-3511

Tax Assessment & Valuation

The 2025 property tax bill for 4902 Cabernet Ave was $1,441.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Sunrise R-IX School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,200 (-) Land $1,800 Building $18,400	$106,400 Land $9,400 Building $97,000
2025	$1,441.00	$20,200 Land $1,800 Building $18,400
2024			$106,400 (+8.68%) Land $9,400 Building $97,000
2023	$1,324.00	$18,600 Land $1,800 Building $16,800	$97,900 Land $9,400 Building $88,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4902 Cabernet Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4902 Cabernet Ave is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aptitude Internet Fiber	10,000 / 10,000
Wisper ISP Fixed Wireless	100 / 20

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