4902 Arborgate Cir, Halethorpe, MD 21227 Property Records

Baltimore County property record for 4902 Arborgate Cir, Halethorpe, MD 21227

Property Summary

Property TypeTownhouse
Details2.5 ba · 2,160 sqft · built 2019
Lot Size0.05 acres (2,178 sqft)
Owner2 Individual Names on File
Last Sale$332,510 (May 2019)
Tax Bill$4,861 (2024)
Deeds & MortgagesNov 2022 Line of Credit
Apr 2021 Mortgage
+ 5 more
APN13-2300009725

Property Details

APN / Parcel Number

Primary APN13-2300009725
Alternative APN
  • 2300009725

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,160 sqft Living Area
Gross Area2,360 sqft
1st Floor Area720 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area2,178 sqft (0.05 acres)
Garage TypeAttached
Garage Area200 sqft
Parking Spaces1 Parking Space
Deck Area162 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number2300009725
Street Address4902 ARBORGATE CIR
CityHALETHORPE
StateMD
Zip21227-2560
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description.047 AC HIGHGATE
Legal SubdivisionHIGHGATE
Legal Block1
Legal Lot Number115
JurisdictionBALTIMORE MD
Township / Civil Division13
Census Block Group1
Census Block1014
Census Tract430600

Owner

Source: Baltimore County records · APN 13-2300009725

Assessment roll updated July 14, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4902 ARBORGATE CIR, BALTIMORE, MD 21227-2560
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2022Deed of Trust, Mortgage · Line of Credit
TOWER FCU
Apr 16, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
Aug 05, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 09, 2020Deed of Trust, Mortgage · FHA Mortgage
STEARNS LNDG
May 06, 2019Deed, Transfer · FHA Mortgage
NVR MORTGAGE FINANCE INC
Dec 03, 2018Grant Deed, Transfer
NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC
Sep 27, 2017Grant Deed, Transfer
NVR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 06, 2019 · Amount on Record
Deed SaleMay 06, 2019 · Amount on Record
Deed Book / Page41386 / 327
Prior Transfer DateDec 30, 2010
Prior Transfer Doc0304710100
Record UpdatedJun 08, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address4902 ARBORGATE CIR, BALTIMORE, MD 21227-2560
Transaction TypeMortgage
Record UpdatedNov 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0475350306
DateNov 15, 2022
Book Page47535/306
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueSep 25, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address4902 ARBORGATE CIR, BALTIMORE, MD 21227-2560
Transaction TypeMortgage
Record UpdatedMay 02, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0445090445
DateApr 16, 2021
Book Page44509/445
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term357 Months
DueJan 01, 2051

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address4902 ARBORGATE CIR, BALTIMORE, MD 21227-2560
Transaction TypeMortgage
Record UpdatedMay 02, 2022
Title CompanyTHE TITLE SERVICES GROUP, THE TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4902 ARBORGATE CIR, HALETHORPE, MD 21227-2560

Mortgage

Document Number0452460414
DateAug 05, 2021
Book Page45246/414
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address4902 ARBORGATE CIR, BALTIMORE, MD 21227-2560
Document Number0427140333
Instrument DateApr 09, 2020
Transaction TypeMortgage
Record UpdatedMay 12, 2020
Title CompanyCOMMUNITY SETTLEMENT GROUP LLC, COMMUNITY SETTLEMENT GRP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4902 ARBORGATE CIR HALETHORPE MD 212272560, HALETHORPE, MD 21227-2560

Mortgage

Document Number0427140333
DateApr 17, 2020
Book Page042714/000333
Lender
NameSTEARNS LNDG
AddressLEWISVILLE, TX 75057
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 16, 2050

May 2019: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateMay 06, 2019
Property Address4902 ARBORGATE CIR, BALTIMORE, MD 21227-2560
Document Number0413860327
Book / Page41386 / 327
Map ReferenceMB JLE 79 PG 570
Instrument DateApr 24, 2019
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyNVR SETMNT SVCS OF MD INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11403 CRONRIDGE DR, 11403, OWINGS MILLS, MD 21117-2200

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4902 ARBORGATE CIR, BALTIMORE, MD 21227-2560

Mortgage

Document Number0041386333
DateMay 06, 2019
Instrument41386/333
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2049

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBALTIMORE MD
Recording DateDec 03, 2018
Property Address4902 ARBORGATE CIR, BALTIMORE, MD 21227-2560
Document Number0409250422
Book / Page040925 / 000422
Instrument DateNov 16, 2018
Transaction TypeTransfer
Record UpdatedDec 13, 2018
Title CompanyNVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

AmountAmount Recorded
Tax$561.05
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6085 MARSHALEE DR #130 ELKRIDGE MD 210756023, 130, ELKRIDGE, MD 21075-6023
InvestorPossibly a Property Investor

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBALTIMORE MD
Recording DateSep 27, 2017
Property Address4902 ARBORGATE CIR, BALTIMORE, MD 21227-2560
Document Number0394480035
Book / Page039448 / 000035
Instrument DateSep 07, 2017
Transaction TypeTransfer
Record UpdatedOct 17, 2017
Title CompanyCONTINENTAL TITLE GROUP INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,720.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2809 BOSTON ST #431 BALTIMORE MD 212244853, 431, BALTIMORE, MD 21224-4853
InvestorPossibly a Property Investor

Mortgage

Document Number394480045
DateSep 27, 2017
Book Page039448/000045
Lender
NameNVR
AddressRESTON, VA 20190
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Baltimore County records · Assessment roll updated July 14, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$336,767 (+8.05%)$385,700 (+23.5%) Land $90,000 Building $295,700
2024$4,861.00 (+103.82%)
2023$2,385.00$311,667$312,300 Land $90,000 Building $222,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240054306001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1996)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 1996 · ground movement

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 303 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Believe Wireless
Fixed Wireless
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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