4901 Tern Ct, Chesapeake, VA 23321 Property Records

Chesapeake City property record for 4901 Tern Ct, Chesapeake, VA 23321

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,477 sqft · built 2000
Lot Size	0.531 acres (23,130 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Dec 2015)
Tax Bill	$4,690 (2025)
Deeds & Mortgages	Sep 2020 Refinance
APN	`0153003000670`

Property Details

APN / Parcel Number

Primary APN	`0153003000670`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,477 sqft Living Area
1st Floor Area	1,056 sqft
Upper Floors Area	1,056 sqft
Attic	Attic
Attic Area	484 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	23,130 sqft (0.531 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	276 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4901 TERN CT
City	CHESAPEAKE
State	VA
Zip	23321-1368
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	67 JOLLIFF WOODS SEC 4-B
Legal Subdivision	JOLLIFF WOODS
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2006
Census Tract	21507

Owner

4901 Tern Ct is owned and occupied by two individuals who bought it in December 2015.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4901 TERN CT, CHESAPEAKE, VA 23321-1368
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2015 · Amount on File
Deed Sale	Dec 21, 2015 · Amount on File
Prior Sale	Jan 25, 2011 · Amount on File
Deed Document Number	201534370
Deed Book / Page	9593 / 1092
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	4901 TERN CT, CHESAPEAKE, VA 23321-1368
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10212/1903
Date	Sep 3, 2020
Book Page	10212/1903
Instrument	200031295

Lender

Name	BROKER SOLUTIONS INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	179 Months
Due	Aug 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4901 Tern Ct was $4,690.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$494,900 (+6.57%) Land $170,000 Building $324,900	$494,900 (+6.57%) Land $170,000 Building $324,900
2025	$4,690.00	$464,400 Land $165,000 Building $299,400	$464,400 Land $165,000 Building $299,400
2023		$475,600 (+10.84%) Land $160,000 Building $315,600	$475,600 (+10.84%) Land $160,000 Building $315,600
2022		$429,100 Land $140,000 Building $289,100	$429,100 Land $140,000 Building $289,100
2019	$3,609.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4901 Tern Ct; there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	3 (2003–2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4901 Tern Ct is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 70% of Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tern Ct

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