4901 Shadow Cir, Columbia, MO 65203 Property Records

Boone County property record for 4901 Shadow Cir, Columbia, MO 65203

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,573 sqft · built 2013
Lot Size	0.656 acres (28,611 sqft)
Owner	2 Individual Names on Record
Last Sale	$384,370 (Feb 2023)
Tax Bill	$4,815 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-100-00-01-345-00`

Property Details

APN / Parcel Number

Primary APN	`20-100-00-01-345-00`
Alternative APN	`20-100-00-01-345.00 01`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,573 sqft Living Area
Basement Area	1,425 sqft
Finished Basement	1,425 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	28,611 sqft (0.656 acres)
Lot Dimensions	191 ft deep x 149 ft wide
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	144 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	4901 SHADOW CIR
City	COLUMBIA
State	MO
Zip	65203-9195
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	THORNBROOK PLAT 10 LOT 345
Legal Range	13W
Legal Township	47N
Legal Section	05
Legal Subdivision	THORNBROOK
Legal Lot Number	345
Jurisdiction	BOONE MO
Township / Civil Division	ROCK BRIDGE
Census Block Group	3
Census Block	3026
Census Tract	1806

Owner

Source: Boone County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4901 SHADOW CIR, COLUMBIA, MO 65203-9195
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2023 · Amount on Record
Deed Sale	Feb 14, 2023 · Amount on Record
Prior Sale	Jul 22, 2016 · Amount on Record
Deed Document Number	20232094
Deed Book / Page	5717 / 65
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Feb 14, 2023
Property Address	4901 SHADOW CIR, COLUMBIA, MO 65203-9195
Document Number	0000002094
Book / Page	5717 / 65
Map Reference	MB 37 PG 46
Instrument Date	Feb 14, 2023
Instrument	2023002094
Transaction Type	Transfer
Record Updated	Feb 22, 2023
Title Company	BOONE CENTRAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4901 SHADOW CIR, COLUMBIA, MO 65203-9195

Mortgage

Document Number	0000002095
Date	Feb 14, 2023
Instrument	2023002095

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.66%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2028
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	1-Year CMT
Margin	3
Max Rate	10.6%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	4901 SHADOW CIR, COLUMBIA, MO 65203-9195
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4901 SHADOW CIR, COLUMBIA, MO 65203-9195

Mortgage

Document Number	0000021859
Date	Jul 27, 2021
Book Page	5474/30
Instrument	2021021859

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Columbia City
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,530 (-) Land $9,500 Building $64,030
2025	$4,815.00 (+12.08%)	$73,530 (+14.5%) Land $9,500 Building $64,030	$387,000 (+14.5%) Land $50,000 Building $337,000
2023	$4,296.00 (+4.09%)	$64,220 Land $9,500 Building $54,720	$338,000 Land $50,000 Building $288,000
2022	$4,127.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Wisper ISP.

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