4901 Cheyenne Rd, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 4901 Cheyenne Rd, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,152 sqft · built 1962
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$180,554 (Jul 2023)
Tax Bill	$800 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2023 Mortgage + 1 more
APN	`06-6.0-24-003-002-014.000`

Property Details

APN / Parcel Number

Primary APN	`06-6.0-24-003-002-014.000`

Interior

Building Area	1,152 sqft Base Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	120 ft deep x 60 ft wide

Location & Zoning

Street Address	4901 CHEYENNE RD
City	SAINT JOSEPH
State	MO
Zip	64503-1805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:LEONARD ROAD ACRES LOT:20 BLK:1LGL DESC:
Legal Subdivision	LEONARD ROAD ACRES
Legal Block	1
Legal Lot Number	20
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1033
Census Tract	1700

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4901 CHEYENNE RD, SAINT JOSEPH, MO 64503-1805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST OPTION BANK
Jul 18, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 2, 2019	Warranty Deed, Transfer · Conventional Mortgage UNION STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2023 · Amount on Record
Deed Sale	Jul 18, 2023 · Amount on Record
Prior Sale	Apr 2, 2019 · Amount on Record
Deed Document Number	20235382
Deed Book / Page	3788 / 849
Prior Transfer Date	May 11, 2007
Prior Transfer Doc	03019/0350
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4901 CHEYENNE RD, SAINT JOSEPH, MO 64503-1805
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4901 CHEYENNE RD, SAINT JOSEPH, MO 64503-1805

Mortgage

Document Number	003768/641
Date	Oct 15, 2021
Book Page	3768/641
Instrument	2021011342

Lender

Name	FIRST OPTION BANK
Type	Bank
Address	OSAWATOMIE, KS 66064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jul 18, 2023
Property Address	4901 CHEYENNE RD, SAINT JOSEPH, MO 64503-1805
Document Number	003788/849
Book / Page	3788 / 849
Instrument Date	Jul 14, 2023
Instrument	2023005382
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19227 W 122ND ST, OLATHE, KS 66061-5517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4901 CHEYENNE RD, SAINT JOSEPH, MO 64503-1805

Mortgage

Document Number	2023005383
Date	Jul 18, 2023
Instrument	2023005383

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Mortgage

Document Number	003788/851
Date	Jul 18, 2023
Book Page	3788/851
Instrument	2023005384

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Apr 2, 2019
Property Address	4901 CHEYENNE RD, SAINT JOSEPH, MO 64503-1805
Document Number	003732/776
Book / Page	3732 / 776
Instrument Date	Apr 2, 2019
Instrument	2019002485
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	PREFERRED TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4901 CHEYENNE RD, SAINT JOSEPH, MO 64503-1805

Mortgage

Document Number	003732/778
Date	Apr 2, 2019
Book Page	3732/778
Instrument	2019002486

Lender

Name	UNION STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 1, 2024

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$800.00	$11,340 (+10.31%) Land $2,530 Building $8,810	$59,650 (+10.26%) Land $13,300 Building $46,350
2024	$800.00 (+19.58%)
2023	$669.00 (-0.74%)	$10,280 (-) Land $2,850 Building $7,430	$54,100 (-) Land $15,000 Building $39,100
2022	$674.00	$10,280 Land $2,850 Building $7,430
2021			$54,100 Land $15,000 Building $39,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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